1201 1/2 Cole St, McKinney, TX, 75069
About This Home
Discover the perfect blend of vintage character and modern updates in this charming historic home just minutes from Downtown McKinney. Featuring 2 bedrooms, 1 full bath, and a versatile 10' x 8' flex room, this home offers the ideal space for a home office, nursery, hobby room, or guest area. Original 1942 hardwood floors add timeless warmth and character, while a major renovation completed in 2017 brought new windows and a beautifully updated kitchen. A new HVAC system installed in 2019 provides added comfort and peace of mind. Whether you're searching for your first home, looking to downsize, or seeking a turnkey investment property, this move-in-ready gem is an outstanding opportunity. Enjoy being just moments from Historic Downtown McKinney's award-winning shops, restaurants, boutiques, and year-round events, with convenient access to US-75 just three minutes away.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Refrigerator
Bedroom
- Level: First
- Dimensions: 14 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: First
- Dimensions: 11 x 8
Features
- Cable TV
- Flooring: Wood
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 960 sqft
Kitchen
- Features: Built-in Features
- Level: First
- Dimensions: 12 x 13
Laundry
- Level: First
- Dimensions: 6 x 7
Living Room
- Level: First
- Dimensions: 12 x 13
Master Bedroom
- Level: First
- Dimensions: 15 x 11
Other
- Level: First
- Dimensions: 14 x 5
Property
Details
- Parcel number: R0926000462B1
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 4,268 sqft
Parking
- Parking features: Aggregate
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Heat Wave
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $420 | $5,040 |
| Electricity | $238 | $2,859 |
| Total | $2,451 | $29,412 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $299,000 |
| 2026-07-10 | Listed for sale | $310,000 |
| 2021-07-13 | Listing removed | -- |
| 2021-07-11 | Listed for rent | $1,400 |
| 2017-07-22 | Listing removed | $133,000 |
| 2017-06-20 | Pending sale | $133,000 |
| 2017-06-08 | Price change | $133,000 |
| 2017-05-17 | Price change | $138,000 |
| 2017-05-15 | Listed for sale | $149,900 |
| 2016-06-29 | Listing removed | $173,800 |
| 2016-06-29 | Listed for sale | $173,800 |
| 2016-06-28 | Pending sale | $173,800 |
| 2016-05-03 | Price change | $173,800 |
| 2016-04-26 | Listed for sale | $128,000 |
| 2016-03-09 | Listing removed | $138,000 |
| 2016-01-13 | Listed for sale | $138,000 |
For Sale by Agent
View on Zillow