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107 Truett St, McKinney, TX, 75069

2beds
1baths
1,740sqft
$375,000
$216price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

Charming 1953 Craftsman cottage near Historic Downtown McKinney offering approximately 1,740 sq ft of living space. This 2 bedroom, 1 bath home features generous room sizes, flexible living areas, and abundant character throughout. The light illed front living room includes five windows, creating a bright and inviting space. The updated kitchen offers newer cabinetry and side yard views, while the oversized laundry room provides flexibility for office or hobby use. A spacious bath, comfortable bedrooms, and a functional layout enhance everyday livability. A rare basement adds valuable storage and additional potential. Situated on approximately .22 acre, the property features a wooded backyard setting that provides privacy while remaining close to downtown McKinney. Recent updates include an electrical panel 2017, roof and decking 2023, and induction cooktop oven with air fryer functionality 2025. A unique opportunity offering space, character, and location within walking distance of Historic Downtown.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
9/10
Faubion Middle SchoolGrades 6-80.8 mi
7/10
McKinney High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1953

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch,Detached,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Basement

  • Has basement: Yes

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Cable TV
  • Window features: Window Coverings

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,740 sqft

Kitchen

  • Features: Built-in Features,Ceiling Fan(s),Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Other

  • Dimensions: 0 x 0

Other

  • Features: Built-in Features
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R0926000485J1

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Covered
  • Fencing: Fenced
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Rolling Slope,Many Trees
  • Lot size dimensions: TBV

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$353$4,236
Property Taxes $383$4,596
Electricity $238$2,859
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$241
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$375,000
2026-06-20Listed for sale$399,998
2017-01-11Sold--
2016-12-28Pending sale$269,000
2016-12-15Price change$269,000
2016-12-08Price change$274,000
2016-11-28Price change$279,000
2016-11-04Listed for sale$289,000

For Sale by Agent

AgentValarie Kerby
BrokerageRE/MAX Four Corners

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