704 N College St, McKinney, TX, 75069
About This Home
HISTORIC McKINNEY-A rare opportunity in the heart of McKinney’s Historic District! This charming 1925 cottage sits on a heavily treed corner lot and offers the perfect blend of historic character, thoughtful updates, and exceptional indoor-outdoor living. Beautiful hardwood floors and French doors flow throughout the home, which features a flexible floor plan with three bedrooms downstairs, two living areas, and a formal dining room perfect for entertaining. Upstairs, the oversized primary suite provides a private retreat with a spacious walk-in closet. The kitchen and bathrooms have been tastefully updated, while major improvements include Hardie board siding, newer single-hung windows, and a premium Presidential-style 50-year roof that is approximately nine years old. The outdoor spaces are truly special. A large deck off the kitchen overlooks a pergola with a daybed, grilling area, gardener’s table, shrub maze, outdoor living spaces, and an impressive 50’ x 50’ stone fire pit area. The spacious backyard and side yards provide plenty of room for entertaining, gardening, or simply relaxing beneath the mature trees. Additional features include a storage shed, side-yard carport, multiple parking areas, and an EV charger. Full of charm, character, and thoughtful updates, this unique home offers flexible living spaces and incredible outdoor amenities in one of McKinney’s most beloved historic neighborhoods. SHOWINGS WILL START Sunday, August 2nd. Please allow a 2 hour showing notice.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition,Wood
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached,Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Gas Water Heater
- Laundry features: Washer Hookup,Dryer Hookup,Other
Bedroom
- Level: First
- Dimensions: 13 x 11
Bedroom
- Level: First
- Dimensions: 13 x 10
Bedroom
- Features: Split Bedrooms
- Level: First
- Dimensions: 13 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 13 x 11
Features
- Decorative/Designer Lighting Fixtures,High Speed Internet,Paneling/Wainscoting
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,101 sqft
Kitchen
- Features: Built-in Features,Eat-in Kitchen,Stone Counters
- Level: First
- Dimensions: 17 x 10
Laundry
- Features: Built-in Features
- Level: First
- Dimensions: 11 x 8
Living Room
- Features: Built-in Features
- Level: First
- Dimensions: 14 x 11
Living Room
- Features: Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 18 x 14
Master Bathroom
- Features: Dual Sinks,Solid Surface Counters,Separate Shower
- Level: Second
- Dimensions: 9 x 12
Master Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Dimensions: 18 x 23
Other
- Level: First
- Dimensions: 13 x 7
Property
Details
- Parcel number: R0926000653B1
- Exclusions: Curtain drapes,ring camera,and refrigerator,washer and dryer.
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck
- Exterior features: Fire Pit,Rain Gutters
- Fencing: Back Yard,Wood
- Residential vegetation: Grassed
Lot
- Lot size: 0.27 Acres
- Features: Corner Lot,Landscaped,Few Trees
Parking
- Total spaces: 2
- Parking features: Additional Parking,Carport,Detached Carport,On Site
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,585 | $43,020 |
| Home Insurance * | $669 | $8,028 |
| Property Taxes | $1,002 | $12,024 |
| Electricity | $238 | $2,859 |
| Total | $5,494 | $65,928 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $709,000 |
| 2022-10-07 | Sold | -- |
| 2022-09-17 | Pending sale | $650,000 |
| 2022-09-09 | Contingent | $650,000 |
| 2022-09-01 | Listed for sale | $650,000 |
| 2019-08-30 | Sold | -- |
| 2019-08-13 | Pending sale | $489,000 |
| 2019-07-29 | Listed for sale | $489,000 |
| 2017-07-05 | Sold | -- |
| 2017-05-31 | Pending sale | $425,000 |
| 2017-05-25 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow