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610 N Church St, McKinney, TX, 75069

6beds
4baths
4,746sqft
$1,150,000
$242price/sqft
$8,866/moest. monthly cost
$354,640/yrincome needed

About This Home

Step into a piece of McKinney history at 610 N Church—where timeless architecture, modern livability, and an unbeatable location come together in one unforgettable home. Originally built in 1895, this iconic residence sits on one of the most sought-after streets just moments from Historic Downtown McKinney Square—meaning coffee runs, dinner reservations, boutique shopping, and weekend events are all just a short walk or golf cart ride away. From the moment you arrive, the charm is undeniable. A classic white picket fence frames the property, while the expansive front porch invites you to slow down and take in the storybook setting. Mature trees and lush landscaping create a sense of privacy and warmth. Inside, the scale impresses with soaring ceilings, oversized rooms, and original architectural details blended with thoughtful updates. Rich hardwood floors, detailed trim work, and transom windows preserve the home’s character while enhancing everyday comfort. Multiple living and dining spaces provide flexibility for entertaining or quiet evenings, including a formal dining room and additional areas ideal for a library, music room, or lounge. The kitchen features freshly painted cabinetry, ample counter space, and an open flow to the main living areas. Natural light pours in through oversized windows, creating a bright, airy feel. The primary suite offers a spacious retreat with an updated bathroom, soaking tub, and walk-in shower. Secondary bedrooms are generously sized, each with unique charm, and a screened-in upstairs patio adds a special touch. Upstairs, additional flexible space and a bonus area are perfect for a game room, media space, or entertaining. Outside, the expansive backyard is private and shaded, complete with a large patio and fire pit. Homes like this rarely come available. With rich history, impressive square footage, architectural charm, and walkability to Downtown McKinney, 610 N Church is more than a home—it’s a lifestyle.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
8/10
Faubion Middle SchoolGrades 6-81.0 mi
7/10
Mckinney Boyd High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American,Victorian,Detached,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room,Stacked

Bedroom

  • Level: First
  • Dimensions: 13 x 16

Bedroom

  • Level: First
  • Dimensions: 12 x 17

Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Bedroom

  • Level: Second
  • Dimensions: 16 x 15

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third
  • Dimensions: 20 x 32

Bonus Room

  • Level: Third
  • Dimensions: 20 x 15

Breakfast Room Nook

  • Level: First
  • Dimensions: 18 x 12

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Family Room

  • Level: First
  • Dimensions: 9 x 12

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Multiple Staircases,Pantry,Cable TV,Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 6 x 4

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 4,746 sqft

Kitchen

  • Level: First
  • Dimensions: 18 x 12

Living Room

  • Level: First
  • Dimensions: 21 x 15

Master Bathroom

  • Level: Second
  • Dimensions: 14 x 9

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 19

Other

  • Level: First
  • Dimensions: 6 x 7

Other

  • Level: Second
  • Dimensions: 5 x 12

Utility Room

  • Level: First
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: R092600067601
  • Exclusions: mounted tvs

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Rear Porch,Enclosed,Front Porch,Screened,Balcony,Covered
  • Exterior features: Balcony,Fire Pit,Private Entrance,Private Yard
  • Fencing: Back Yard,Fenced,Full,Front Yard,Gate,Wood

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$1,085$13,020
Property Taxes $1,445$17,340
Electricity $521$6,253
Total$8,866$106,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,977/yr
40% on housing$265,980/yr
45% on housing$236,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$240
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$1,275,000
2026-04-03Listed for sale$1,300,000
2014-05-20Sold--
2013-11-30Price change$470,000
2013-08-02Price change$499,000
2013-06-29Listed for sale$525,000

For Sale by Agent

AgentKayti Gage
BrokerageGage Realty

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