503 Smith St, McKinney, TX, 75069
About This Home
MOTIVATED SELLER – PRICE REDUCED. Just steps from Historic Downtown McKinney Square, 503 Smith offers a rare opportunity to own a fully renovated 1950s home with residential and commercial zoning: perfect for a walkable lifestyle and a flexible live-work setup. Taken down to the studs and thoughtfully rebuilt, this property blends original character with modern updates. The open-concept floor plan features cedar beams and a spacious living area filled with natural light. The kitchen includes stainless steel appliances, gas range, oversized island with seating, walk-in pantry, built-in desk or coffee bar, and updated finishes. The home offers 4 bedrooms and 3 full bathrooms, including two primary suites, providing versatile options for multi-generational living, guests, or dedicated workspace. Situated on a versatile lot with no HOA, this move-in ready property is conveniently located within walking distance to shopping, dining, and community events. Schedule a showing to explore the possibilities 503 Smith offers.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Board & Batten Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Plumbed For Gas,Tankless Water Heater
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedroom
- Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Walk-In Pantry
- Level: First
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 17 x 12
Features
- Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,In-Law Floorplan,Kitchen Island,Multiple Master Suites,Open Floorplan,Other,Pantry,Vaulted Ceiling(s)
Heating & Cooling
- Heating features: Central,Natural Gas,Space Heater
- Cooling features: Central Air,Ceiling Fan(s),Electric,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 2,004 sqft
Kitchen
- Level: First
- Dimensions: 16 x 6
Living Room
- Level: First
- Dimensions: 20 x 17
Master Bathroom
- Features: Separate Shower
- Level: First
- Dimensions: 13 x 6
Master Bathroom
- Level: First
- Dimensions: 6 x 5
Master Bedroom
- Features: Built-in Features,Ceiling Fan(s),Separate Shower
- Level: First
- Dimensions: 13 x 12
Master Bedroom
- Level: First
- Dimensions: 12 x 11
Other
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 12 x 6
Utility Room
- Features: Closet
- Level: First
- Dimensions: 6 x 4
Property
Details
- Parcel number: R0926000771A1
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 0.25 Acres
- Features: Interior Lot,Irregular Lot,Landscaped
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $405 | $4,860 |
| Property Taxes | $736 | $8,832 |
| Electricity | $238 | $2,859 |
| Total | $3,552 | $42,624 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $439,900 |
| 2026-04-01 | Listing removed | $459,000 |
| 2025-09-09 | Price change | $459,000 |
| 2025-07-12 | Price change | $489,000 |
| 2025-04-14 | Price change | $499,900 |
| 2025-03-22 | Price change | $514,900 |
| 2025-03-17 | Listed for sale | $524,900 |
| 2024-07-30 | Sold | -- |
| 2024-06-24 | Pending sale | $199,900 |
| 2024-06-17 | Contingent | $199,900 |
| 2024-05-31 | Listed for sale | $199,900 |
| 2024-05-28 | Contingent | $199,900 |
| 2024-05-14 | Pending sale | $199,900 |
| 2024-05-08 | Listed for sale | $199,900 |
For Sale by Agent
View on Zillow