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305 Ward Dr, Saint Louis, MO, 63135

2beds
1baths
1,250sqft
$147,500
$118price/sqft
$1,297/moest. monthly cost
$51,880/yrincome needed

About This Home

A brick ranch home that has been newly rehabbed. An open concept living/dining room neighboring a newly renovated kitchen and bath. New flooring throughout the main floor., new roof and vinyl windows. The Partially finished basement adds valuable living space and offers endless possibilities for a recreation room, home office, workout area or additional gathering space and full attached 1-car garage. Conveniently located near shopping, dining, parks, and major highways. The home is sold AS-IS. Please use special sales contract when submitting and offer. Sellers to provide a passed occupancy for added peace of mind. This home is ready for its next owner to make it their own.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

1/10
4/10
Ferguson Middle SchoolGrades 7-82.0 mi
1/10
Mccluer High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom2

  • Features: Floor Covering: Carpeting
  • Level: First

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 375
  • Finished area above ground: 875

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: 12G430050
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 7,562 sqft
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $745$8,940
Home Insurance *$271$3,252
Property Taxes $140$1,680
Electricity $141$1,693
Total$1,297$15,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,468/yr
40% on housing$38,910/yr
45% on housing$34,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 63135$60
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63135$94
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$143,000
2026-07-28Listed for sale$147,500
2011-06-01Sold--
2010-09-23Sold--
2010-08-21Price change$59,900
2010-08-19Price change$63,900
2010-08-07Listed for sale$66,000

For Sale by Agent

AgentZina A Felton
BrokerageKey-West Property Partners brokered by EXP Realty, LLC

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