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610 Cross Fence Dr, McKinney, TX, 75069

4beds
2baths
1,946sqft
$600,000
$308price/sqft
$4,415/moest. monthly cost
$176,600/yrincome needed

About This Home

When entering this subdivision, you are immediately greeted with a quaint sign that says A Great place to Live. 4-bedroom, 2-bath brick home in the peaceful, HOA-free w community of The Crossings. Attractive brick homes on spacious one-acre lots and wide concrete streets create a welcoming atmosphere and lasting curb appeal. Widely regarded as an excellent place to live, Lowry Crossing offers the perfect balance of peaceful rural living and large-lot homes while remaining just minutes from McKinney's shopping, dining, and conveniences. Situated on a sprawling 1-acre lot, this property offers space, and functionality. Major improvements include a roof (June 2026), AC unit (late 2025), and comprehensive foundation repair (2025) with a fully transferable lifetime warranty. Inside, the functional floor plan features four bedrooms, a spacious living area, formal dining room, cozy breakfast nook, and a versatile game room, providing plenty of room for everyday living and entertaining. Beautiful hardwood floors, comfortable bedroom carpeting, and a new living room floor installed in 2025 add warmth and style throughout. The original attached two-car garage has been thoughtfully converted into a game room with durable concrete floors, while the detached garage or workshop measuring approximately 32'x30' under roof features two overhead doors and ample space for vehicles, storage, hobbies, or projects. The fully fenced backyard offers room for pets, play, gardening, and outdoor entertaining. With a McKinney mailing address, Lowry Crossing flexibility, and access to acclaimed Princeton ISD schools, this move-in-ready property delivers the best of country living with city convenience. Don't miss this rare opportunity to own a home, and room to live, work, and play.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Harper Elementary SchoolGrades K-52.0 mi
6/10
Mattei MiddleGrades 6-82.9 mi
5/10
Princeton High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 13

Bedroom

  • Level: First
  • Dimensions: 13 x 15

Bedroom

  • Level: First
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12 x 12

Features

  • Decorative/Designer Lighting Fixtures,Kitchen Island
  • Flooring: Carpet,Hardwood,Tile

Game Room

  • Level: First
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,946 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Dimensions: 17 x 12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 17 x 18

Master Bathroom

  • Level: First
  • Dimensions: 11 x 9

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 13

Other

  • Level: First
  • Dimensions: 9 x 8

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 10 x 6

Property

Details

  • Parcel number: R193700002501

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Covered
  • Fencing: Chain Link

Lot

  • Lot size: 1.00 Acres
  • Features: Acreage,Back Yard,Lawn,Subdivision,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$566$6,792
Property Taxes $578$6,936
Electricity $238$2,859
Total$4,415$52,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,371/yr
40% on housing$132,450/yr
45% on housing$117,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$239
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$600,000
2005-05-20Sold--

For Sale by Agent

AgentDebbie Barch
BrokerageEbby Halliday Realtors

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