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2050 Belle Ave, Saint Louis, MO, 63136

2beds
1baths
1,312sqft
$99,900
$76price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Owner relocating and motivated! This charming move-in ready 2-bedroom, 1-bath home offers approximately 1,312 sq ft of living space on a generous 0.27-acre lot. Many updates including a new roof, windows, electric, plumbing and kitchen with new appliances. All bedrooms are located on the upper level. Large family room on the main level. A standout feature is the large outbuilding, which could be converted into additional living space, a dream garage/workshop, or even a small business or rental opportunity unlocking multiple streams of income.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
3/10
Jennings Jr. High SchoolGrades 6-80.6 mi
2/10
Jennings High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,312

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Other

  • Features: Floor Covering: Laminate
  • Level: Basement

Property

Details

  • Parcel number: 13G320756
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$250$3,000
Property Taxes $94$1,128
Electricity $141$1,693
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 63136$46
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63136$79
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$94,500
2026-07-09Listed for sale$99,900
2026-05-06Listing removed$115,000
2026-04-21Price change$115,000
2026-03-30Listed for sale$120,000
2025-08-12Listing removed$50,000
2025-08-07Listed for sale$50,000
2025-02-07Sold--
2025-01-18Pending sale$15,000
2024-12-22Price change$15,000
2024-11-18Price change$17,500
2024-10-03Price change$19,900
2024-08-21Price change$21,900
2024-07-18Price change$24,900
2024-06-15Price change$29,900
2024-05-04Listed for sale$39,900
2024-04-20Listing removed--
2024-04-12Listed for sale$45,900
2024-03-23Listing removed--
2024-02-12Price change$45,900
2023-12-23Listed for sale$49,900
2022-09-29Sold--
2016-11-21Listing removed$9,900
2016-11-10Listed for sale$9,900
2015-09-25Sold--
2014-05-15Sold--
2007-11-27Sold--
2007-02-27Sold--
2003-03-06Sold--

For Sale by Agent

AgentLatasha M Collins
BrokeragePlatinum Realty of St. Louis

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