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215 Silver Creek Dr, Duncanville, TX, 75137

2beds
2baths
1,137sqft
$196,000
$172price/sqft
$1,777/moest. monthly cost
$71,080/yrincome needed

About This Home

Affordable and move in ready! This charming 2 bedroom, 2 bath half duplex sits on a desirable corner lot in the heart of Duncanville. The living area features a woodburning fireplace. The kitchen has plenty of cabinets and an electric cooktop. Updated just two years ago, this home offers a fresh, modern feel with a functional floor plan perfect for first-time buyers, downsizers, or investors. Recent improvements include fresh exterior paint completed in 2026, adding to the home's curb appeal. Conveniently located within walking distance to the elementary school and just minutes from shopping, dining, parks, and major highways. Don't miss this great opportunity to own a well-maintained home in an established neighborhood!

Getting Around

35
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

3/10
Duncanville High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedroom

  • Level: First
  • Dimensions: 9 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12 x 9

Features

  • High Speed Internet,Cable TV
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,137 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features
  • Level: First
  • Dimensions: 9 x 10

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 11 x 14

Master Bedroom

  • Level: First
  • Dimensions: 13 x 15

Property

Details

  • Parcel number: 221506400B0260000
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,789 sqft
  • Features: Corner Lot

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $991$11,892
Home Insurance *$190$2,280
Property Taxes $358$4,296
Electricity $238$2,859
Total$1,777$21,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,925/yr
40% on housing$53,310/yr
45% on housing$47,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 75137$142
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75137$163
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$196,000
2026-07-18Listed for sale$200,000
2025-03-29Listing removed$1,545
2025-03-27Price change$1,545
2025-03-04Listed for rent$1,595
2018-01-05Listing removed$950
2017-12-28Listed for rent$950
2014-06-25Listing removed$795
2014-05-09Listed for rent$795

For Sale by Agent

AgentAnn Weaver
BrokerageCENTURY 21 Judge Fite Co.

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