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3217 Colonel Cir, Garland, TX, 75043

5beds
3baths
2,805sqft
$385,000
$137price/sqft
$2,732/moest. monthly cost
$109,280/yrincome needed

About This Home

Welcome home to this beautifully maintained 5 bedroom, 3 bath home designed for comfortable living and entertaining! In addition to the private primary suite, the home features a separate guest bedroom with its own full bath, ideal for multigenerational living or visiting guests. Enjoy the large backyard with a deck and above ground pool. Major updates include foundation work completed 5 years ago with a transferable lifetime warranty, updated sewer lines, and all PVC plumbing with no cast iron!! Conveniently located across from the elementary school with quick access to I-635 and I-30 making for an easy commute. Refrigerator, washer, and dryer to convey with an acceptable offer.

Getting Around

49
WalkingCar-Dependent
25
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

--
2/10
South Garland High SchoolGrades 8-120.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,805 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 26093500040230000
  • Exclusions: Cameras in living room,on back porch,and driveway

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground,Pool
  • Patio & porch: Covered

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Inland Flooding
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$369$4,428
Property Taxes $109$1,308
Electricity $308$3,696
Total$2,732$32,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,668/yr
40% on housing$81,960/yr
45% on housing$72,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 75043$147
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75043$166
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$385,000
2026-07-17Listed for sale$385,000

For Sale by Agent

AgentAmber Howard
BrokerageINC Realty, LLC

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