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2204 Newgate Dr, Garland, TX, 75041

3beds
2baths
1,981sqft
$299,971
$151price/sqft
$2,073/moest. monthly cost
$82,920/yrincome needed

About This Home

Dallas area home Less than 10 minutes north of Whiterock Lake Well-maintained 3 bedrooms 2 bathrooms brick home with a huge gameroom Located on a quiet cul-de-sac Tree-lined neighborhood. Only 3 minutes north of I635 Under 300,000 Move-in ready Furnished or unfurnished Huge front yard tree Close to shopping Close to schools Easy commute

Getting Around

36
WalkingCar-Dependent
30
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

5/10
3/10
5/10
Garland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Microwave,Refrigerator

Bathroom

  • Features: Shower and Tub,Dressing Area,Linen Closet

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Window features: Blinds
  • Fireplace features: Gas Only
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,981
  • Total interior livable area: 1,981 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 26168500010100000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered,Porch
  • Exterior features: Sprinkler System,Gutter(s)
  • Fencing: Wood

Lot

  • Lot size dimensions: 17582 94' x '225

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$281$3,372
Property Taxes $38$456
Electricity $238$2,859
Total$2,073$24,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,074/yr
40% on housing$62,190/yr
45% on housing$55,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 75041$135
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75041$169
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$299,971

For Sale by Agent

AgentAllen Whitt
BrokerageLeslie Cain Realty, LLC

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