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13138 Royal Pines Dr, Saint Louis, MO, 63146

3beds
4baths
1,776sqft
$265,900
$150price/sqft
$1,907/moest. monthly cost
$76,280/yrincome needed

About This Home

This one has it ALL! Over 2550 Sq feet of usable space! 3 levels. 3+ Bedrooms, 3.5 Bathrooms! Many long term updates! Very open floor plan. with so many features. Updates include Kitchen, Bathrooms, Basement and lots more! Modern floor plan with Vaulted Ceilings, Indirect Lighting, Planter Shelves, Can Lights and Thermal Windows. Kitchen Features Maple Cabinets , Granite Countertops , Granite Backsplash, Stainless Appliances, and generous eat in space! Luxury vinyl flooring! This is one super spacious and inviting floor plan that includes bonus main level room and lots of basement finish too! Lower Level has Huge Rec Room, TWO Bonus Rooms and a Luxury Bath with Jetted Tub; The patio is inviting and backs to common ground. Seller is purchasing HSA home protection plan for buyer for coverage 1 year after closing. (roof recently replaced, extra insulation blown in) (Amenities to complex include: clubhouse, swimming pool and refurbished pickle ball, tennis court and putting green)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Den

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Exercise Room

  • Features: Floor Covering: Vinyl
  • Level: Basement
  • Area: 169
  • Dimensions: 13x13

Family Room

  • Features: Floor Covering: Vinyl
  • Level: Basement
  • Area: 391
  • Dimensions: 23x17

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 774
  • Finished area above ground: 1,776

Great Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,776
  • Total interior livable area: 1,776 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Office

  • Features: Floor Covering: Vinyl
  • Level: Basement
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 14P220619
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 6,141 sqft
  • Features: Adjoins Wooded Area

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,344$16,128
Home Insurance *$170$2,040
Property Taxes $252$3,024
Electricity $141$1,693
Total$1,907$22,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,382/yr
40% on housing$57,210/yr
45% on housing$50,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 63146$157
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63146$178
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$275,900
2015-06-09Sold--
2015-05-12Pending sale$164,900
2015-05-06Price change$164,900
2015-03-27Listed for sale$169,900
2004-08-03Sold--

For Sale by Agent

AgentEllen J Sandweiss
BrokerageEllen J. Sandweiss

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