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2851 Ursa Cir, Garland, TX, 75044

2beds
2baths
1,158sqft
$250,000
$216price/sqft
$1,753/moest. monthly cost
$70,120/yrincome needed

About This Home

Updated 2-bedroom home with a loft-style primary suite overlooking the living area. Features include vaulted ceilings, updated flooring, a painted brick fireplace, granite countertops, soft-close cabinetry, and stainless steel appliances. All kitchen appliances, including the refrigerator and newer range, remain. Additional updates include refreshed interior paint, newer stair carpet, painted exterior siding, and a bath with a walk-in shower. Finished 2-car garage with completed walls, private patio, and approximately 10-foot fence. Roof replaced in 2021, HVAC approximately 5 years old, and Night Owl security cameras and system convey. Community pool is nearby and within walking distance. HOA waters and maintains front lawn!

Getting Around

42
WalkingCar-Dependent
35
TransitSome Transit
54
BikeBikeable

Schools

7/10
Hickman Elementary SchoolGrades PK-50.6 mi
5/10
Webb Middle SchoolGrades 6-81.1 mi
7/10
North Garland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s)

Features

  • Loft,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,158 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 14

Master Bedroom

  • Level: Second
  • Dimensions: 12 x 19

Property

Details

  • Parcel number: 26613500070210000
  • Exclusions: Exterior Potted plants,furniture and afixed brackets in garage

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,439 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$222$2,664
Property Taxes $29$348
Electricity $238$2,859
Total$1,753$21,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,102/yr
40% on housing$52,590/yr
45% on housing$46,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 75044$178
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75044$190
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$250,000
2018-09-17Listing removed$176,900
2018-08-12Pending sale$176,900
2018-08-03Listed for sale$176,900
2014-06-19Sold--
2014-05-01Price change$103,500
2014-03-23Listed for sale$100,000
2011-03-06Listing removed$54,000
2010-12-25Listed for sale$54,000
2010-09-23Listing removed$54,000
2010-09-12Listed for sale$54,000

For Sale by Agent

AgentRenae Anderson
BrokerageCrown Homes Real Estate

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