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22 Otis St #1, Somerville, MA, 02145

3beds
2baths
1,240sqft
$889,900
$718price/sqft
$5,863/moest. monthly cost
$234,520/yrincome needed

About This Home

Welcome to 22 Otis Street, Unit 1, where city convenience meets comfortable, move-in-ready living. This bright first-floor condo offers three bedrooms, two full baths and a spacious layout with an open kitchen and living area that makes everyday life and entertaining feel easy.Converted to condominiums in 2017 and meticulously maintained since. The modern kitchen features shaker-style soft-close cabinetry, granite countertops, stainless steel appliances, ample storage and a dedicated wine/beverage fridge. The primary bedroom includes a walk-in closet and private en-suite bath, while two additional bedrooms offer flexible space for a home office, guest room or den.Hardwood floors, recessed lighting, central air conditioning, in-unit laundry and a newer heating system add comfort and convenience throughout. One deeded off-street parking space, permit parking on the street and a large private storage room in the basement provide valuable extras that are hard to find in the city. Set on an East Somerville street near the Green Line Extension, Sullivan Square, neighborhood parks, local shops, restaurants and Assembly Row, this home puts so much of Somerville within easy reach.

Getting Around

90
WalkingWalker's Paradise
85
TransitExcellent Transit
89
BikeVery Bikeable

Schools

3/10
6/10
Somerville High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Rubber

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Wine Refrigerator
  • Laundry features: Laundry Closet,First Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Recessed Lighting
  • Level: First
  • Area: 44.083333333

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Recessed Lighting
  • Level: First
  • Area: 35.555555555

Bedroom2

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 122.590277777

Bedroom3

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 111.916666666

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First

Features

  • Flooring: Wood
  • Finished area above ground: 1,240

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Wine Chiller
  • Level: First
  • Area: 217.5

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 306.583333333

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s)
  • Level: First
  • Area: 176.277777777

Property

Details

  • Parcel number: M:0090 B:000H L:00121,5038275
  • Zoning: NR
  • Exclusions: Wall Sconces Above Artwork (Not Hardwired) Wall Shelves In 2nd Bedroom. Included-All Appliances

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Parking

  • Total spaces: 1
  • Parking features: Off Street,Assigned,Deeded
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$200$2,400
Property Taxes $810$9,720
Electricity $354$4,259
Total$5,863$70,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,017/yr
40% on housing$175,890/yr
45% on housing$156,346/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$718This listing

vs Other Active Listings

Avg $/sqft

ZIP 02145$481
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02145$477
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$889,900
2021-02-09Sold$760,000
2021-01-05Contingent$749,900
2021-01-05Pending sale$749,900
2021-01-05Price change$749,900
2020-10-07Price change$739,900
2020-09-08Listed for sale$749,900
2017-10-26Sold$600,000

For Sale by Agent

AgentAllison Murray
BrokerageChinatti Realty Group, Inc.

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