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1646 Tina Terrace Dr, Saint Louis, MO, 63146

4beds
3baths
2,028sqft
$379,900
$187price/sqft
$2,678/moest. monthly cost
$107,120/yrincome needed

About This Home

Buy this home if YOU Are Not Satisfied with your purchase in 12 Months I'LL Buy It back or SELL IT FOR FREE NO Gimmicks! For information on this exclusive Buyer Protection Plan, call the listing office directly see info below **Bonus 1** Love it or Leave it Guaranteed! Buy this home if YOU Are Not Satisfied in 12 Months I'LL Buy It back or SELL IT FOR FREE NO Gimmicks! A $11000 value to our VIP buyers! **Bonus 2** Don't get stuck owning two homes. BUY THIS HOME, I WILL BUY YOURS! If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. We can help! To discuss the details of this incredible option, call the listing agent or for a free report on this exclusive offer and how it works visit my website see below for info **Bonus 3** This home comes with a 12 Month Limited Home Warranty ($500 VALUE), a $400 lender credit, $200 Title Company credit for our VIP buyers. Call to become a VIP Buyer! *********************************************************************************************** This beautifully maintained home features hardwood floors, a newly updated kitchen with ample cabinetry, granite countertops and premium Bosch appliances, new light fixtures throughout.. The inviting family room showcase a cozy gas fireplace adding warmth and charm to the main leveling area. while remote-controlled blinds provide everyday comfort and convenience. Enjoy a formal dining room and a spacious living room, perfect for entertaining or relaxing with family. Step outside to a low-maintenance composite deck overlooking new landscaping, creating a wonderful outdoor living space. The upper level features 4 spacious bedrooms with walk-in closets, and two full bathrooms, providing comfort and functionally for everyday living. Located in a desirable neighborhood, this home is just minutes from major highways, the library, restaurants, and shopping centers. A two-car garage completes this exceptional property, offering both convenience and functionality. *********************************************************************************************** Schedule your private showing today. If you would like to get the CURRENT price of this home, or for the most up-to-date information on this home, call the actual listing office see details below. All products and values are subject to the buyer becoming a VIP buyer to qualify for benefits and products. $11000 buy-back value based on average listing side commission. *********************************************************************************************** Seller will entertain any and all requests. Please include any requests in the purchase and sale agreement special stipulations.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Ross Elementary SchoolGrades K-50.9 mi
6/10
Parkway North High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,028

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Kitchen

  • Features: Separate,Granite Counters

Property

Details

  • Parcel number: 000000000.0000000002.000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Earthquake
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$244$2,928
Property Taxes $360$4,320
Electricity $154$1,858
Total$2,678$32,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,817/yr
40% on housing$80,340/yr
45% on housing$71,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 63146$155
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63146$178
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$369,900
2026-07-16Listed for sale$379,900
2024-07-15Listing removed--
2024-05-31Price change$2,695
2024-05-17Price change$2,795
2024-05-01Listed for rent$2,850
2024-03-08Sold--
2024-02-27Pending sale$319,900

For Sale by Agent

AgentGloria Lu
BrokerageYour Home Sold Guaranteed Realty

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