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4209 Pinecreek Dr, Rowlett, TX, 75088

4beds
4baths
3,619sqft
$675,000
$187price/sqft
$5,032/moest. monthly cost
$201,280/yrincome needed

About This Home

Completely move-in ready and turn-key, this thoughtfully updated Rowlett home sits on nearly a third of an acre, offering a rare mix of privacy and usable space near Lake Ray Hubbard and minutes from major highways. Located in an established neighborhood with quick access to 190, the residence opens with soaring high ceilings and a striking spiral staircase with detailed woodwork. The heart of the home is a true open-concept layout, featuring hardwood floors and offering a seamless connection between the kitchen, dining, and living areas while preserving a sense of structure within each space. The main living area features a floor-to-ceiling rock facade gas fireplace. The kitchen is finished with quartz countertops, shaker cabinetry, marble backsplash. Appliances include double ovens, a professional built-in 6-burner rangetop, dishwasher, and microwave. The extremely spacious primary suite connects to a versatile flex room ideal for a gym or nursery, while the spa-like bathroom features a walk-in glass shower, jetted tub, tile flooring, and a custom dressing area leading to a massive walk-in closet perfect for getting ready. Upstairs, a vaulted loft overlooks the main living area, accompanied by one bedroom with a private ensuite and two additional bedrooms connected by a Jack-and-Jill bath. Elegant French glass doors lead to a low-maintenance backyard oasis featuring a waterfall pool with a raised spa, sun shelf, and koi pond. The outdoor living space is perfected by a shaded pergola, an outdoor fireplace, and a tall privacy fence, creating multiple zones for entertaining. A functional laundry room with mudroom storage leads to a rear-entry 3 car garage and an oversized parking pad with ample room for a boat or trailer. The home is the definition of a turn-key DFW property. Perfectly situated near Downtown Rowlett’s vibrant restaurants and community events, this home offers the ideal blend of suburban luxury and lakeside convenience in a top-rated school district.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

--
Coyle Middle SchoolGrades 7-81.6 mi
4/10
Rowlett High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Range,Some Commercial Grade,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Chandelier,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Gas Starter,Living Room,Masonry,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,619 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 22 x 21

Master Bedroom

  • Features: Closet Cabinetry,Dual Sinks,Double Vanity,Jetted Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 20 x 14

Property

Details

  • Parcel number: 440161100B0130000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Fenced,Gunite,Heated,In Ground,Pool,Pool Sweep,Pool/Spa Combo,Sport,Water Feature

Lot

  • Lot size: 0.30 Acres
  • Features: Native Plants

Parking

  • Total spaces: 3
  • Parking features: Alley Access,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$576$6,912
Property Taxes $646$7,752
Electricity $397$4,768
Total$5,032$60,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,525/yr
40% on housing$150,960/yr
45% on housing$134,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 75088$170
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75088$170
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$699,999
2026-02-28Listed for sale$725,000
2020-08-04Sold--
2020-06-18Price change$549,900
2020-05-21Price change$569,000
2020-04-22Price change$579,000
2020-03-09Listed for sale$585,000

For Sale by Agent

AgentSusan Howarth
BrokerageOak & Stone Realty Advisors

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