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10446 Willowdale Dr, Saint Louis, MO, 63146

3beds
2baths
1,276sqft
$149,900
$117price/sqft
$1,136/moest. monthly cost
$45,440/yrincome needed

About This Home

Income-producing condo located in the highly desirable Creve Coeur submarket, currently leased at $1,645 per month, offering investors immediate rental income from day one. This tenant-occupied unit provides a straightforward buy-and-hold opportunity in one of St. Louis County’s most stable rental markets, known for consistent demand due to its central location, proximity to major employment centers, and convenient access to I-270, Olive Blvd, Westport, shopping, and dining. This townhome style unit property presents an attractive entry point for investors seeking predictable income in an established area with long-term rental demand, rather than speculative appreciation plays. The main level has a guest half bath, the 2nd level is 3 bedrooms and 1 bathroom, and the lower level is partially finished with storage as well. Properties at this price point in Creve Coeur are increasingly limited, making this an appealing option for investors looking to add a performing asset in a strong central-county location. Agents: see agent remarks.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Property

Details

  • Parcel number: 16M111024
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 3,571 sqft
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$96$1,152
Property Taxes $142$1,704
Electricity $141$1,693
Total$1,136$13,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,948/yr
40% on housing$34,080/yr
45% on housing$30,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 63146$159
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63146$178
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$149,900
2025-12-28Listing removed$1,595
2025-10-13Price change$1,595
2025-09-22Listed for rent$1,700
2025-09-19Listing removed$161,900
2025-09-09Price change$161,900
2025-08-07Price change$164,900
2025-07-19Listed for sale$169,900
2025-07-08Listing removed$169,900
2025-05-22Price change$169,900
2025-05-08Listed for sale$174,900
2024-06-06Listing removed--
2024-02-10Listed for rent$1,750
2023-02-01Listing removed--
2023-01-16Price change$1,695
2023-01-13Listed for rent$1,725
2018-03-12Listing removed$1,100
2018-02-09Listed for rent$1,100
2017-10-02Sold--
2017-09-03Pending sale$109,900
2017-07-27Listed for sale$109,900
2017-07-24Pending sale$109,900
2017-07-03Listed for sale$109,900
2014-06-23Listing removed$995
2014-04-25Listed for rent$995
2014-04-17Sold--
2007-04-17Sold--
2005-09-02Sold--

For Sale by Agent

AgentAlicia Sierra
BrokerageEXP Realty, LLC

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