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12313 Tempo Dr, Saint Louis, MO, 63146

4beds
3baths
2,801sqft
$500,000
$179price/sqft
$3,536/moest. monthly cost
$141,440/yrincome needed

About This Home

There is a distinct sense of ease that comes with a home where every detail has been thoughtfully considered. This classic ranch has been completely reimagined, blending its original character with the kind of modern updates that make daily life feel effortless. From the freshly painted brick exterior and welcoming front porch to the newly installed front door, the approach sets a tone of quiet quality that carries through the entire house. Inside, the living spaces are anchored by a warm, inviting fireplace featuring a custom new mantle, creating a natural gathering point for quiet evenings. The kitchen serves as the active center of the house, outfitted with crisp quartz countertops and a full suite of new appliances—a cook's kitchen, and an entertainer's dream. Crown molding and fresh trim frame the rooms, while a sliding glass door pulls in natural light and offers an easy transition out to the concrete patio, perfect for weekend cookouts or slow mornings overlooking the deep backyard. With four bedrooms, there is plenty of room for a growing household or dedicated work-from-home spaces. The bathrooms have been entirely reworked with new vanities, modern fixtures, and custom tile work, including a beautifully finished master shower. Downstairs, the newly finished lower level expands the home's footprint significantly. Complete with fresh flooring, a dedicated bedroom, and a full bathroom, this flexible space easily shifts from a lively game room to a private retreat for overnight guests.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Ross Elementary SchoolGrades K-50.2 mi
6/10
Parkway North High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Open Floorplan,Vaulted Ceiling(s)
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,801

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,801
  • Total interior livable area: 2,801 sqft

Property

Details

  • Parcel number: 16O211023
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 10,001 sqft
  • Features: Back Yard,Level,Some Trees
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$321$3,852
Property Taxes $474$5,688
Electricity $213$2,566
Total$3,536$42,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,234/yr
40% on housing$106,080/yr
45% on housing$94,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 63146$156
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63146$178
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-03Listing removed$3,495
2025-10-30Price change$3,495
2025-06-10Listed for rent$4,182
2025-02-11Sold--

Coming Soon

AgentJim Manning
BrokerageThree Doors LLC

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