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343 Ridge Trail Dr, Chesterfield, MO, 63017

5beds
4baths
3,624sqft
$585,000
$161price/sqft
$4,103/moest. monthly cost
$164,120/yrincome needed

About This Home

Recently renovated 5 bedroom home boasting over 3600 total square feet in Parkway Central. Perfect for multi generational living including a walk-out basement with In-Law quarters, kitchen and wet bar! Private fenced in backyard backs to woods and has two-zone fencing to provide pets their own space. Main floor offers 2 separate family rooms, open kitchen and dining. Recent renovations to lighting and flooring throughout with modern accents in kitchen overhaul with beautiful quartz cabinets and all brand-new appliances. This home is turn-key and move-in ready, all of the details have been thoughtfully prepared for the right family. This neighborhood and location of East Chesterfield is quick proximity to Creve Coeur shops and restaurants that are some of the best in West County! Welcome home.

Getting Around

8
WalkingCar-Dependent
24
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick,Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,134
  • Finished area above ground: 2,494

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,624 sqft

Property

Details

  • Parcel number: 16Q620045
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Back Yard,Privacy,Vinyl

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$314$3,768
Property Taxes $555$6,660
Electricity $276$3,320
Total$4,103$49,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,674/yr
40% on housing$123,090/yr
45% on housing$109,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 63017$261
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63017$204
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$575,000
2026-07-21Price change$585,000
2026-07-03Price change$598,000
2026-06-24Listed for sale$599,000
2018-10-23Sold--
2018-09-24Pending sale$314,800
2018-09-21Price change$314,800
2018-09-13Price change$320,000
2018-09-06Price change$325,000
2018-08-30Price change$328,000
2018-08-13Price change$329,000
2018-07-22Price change$334,000
2018-07-02Price change$339,900
2018-06-09Listed for sale$349,900
2017-10-30Listing removed$329,800
2017-10-14Price change$329,800
2017-09-13Price change$339,800
2017-08-23Price change$348,000
2017-08-04Price change$353,000
2017-07-14Listed for sale$358,000
2017-06-10Pending sale$358,000
2017-05-20Listed for sale$358,000
2016-10-01Listing removed$329,800
2016-09-10Price change$329,800
2016-08-27Listed for sale$339,800
2006-07-03Sold--

For Sale by Agent

AgentJason D Cooper
BrokerageCompass Realty Group

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