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6703 Etzel Ave, Saint Louis, MO, 63130

2beds
1baths
1,026sqft
$99,900
$97price/sqft
$818/moest. monthly cost
$32,720/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home in University City, Missouri! Featuring a recently painted interior, this home offers a clean, fresh feel from the moment you step inside. The functional layout provides comfortable living spaces, while the one-car garage adds convenience and extra storage. Whether you're a first-time homebuyer, downsizing, or looking for a great investment opportunity, this property offers both value and potential. Conveniently located near local amenities, parks, and major roadways, this home combines comfort and accessibility. Don’t miss your chance to make it yours!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
2/10
Brittany WoodsGrades 6-82.1 mi
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,026

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,026
  • Total interior livable area: 1,026 sqft

Property

Details

  • Parcel number: 17H131021
  • Special condition: Real Estate Owned

Features

  • Levels: One

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$78$936
Property Taxes $94$1,128
Electricity $141$1,693
Total$818$9,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,045/yr
40% on housing$24,540/yr
45% on housing$21,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 63130$161
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63130$179
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Sold--
2025-11-20Listed for sale$144,900
2025-11-19Listing removed$144,900
2025-11-19Price change$144,900
2025-11-17Listed for sale$125,000
2025-09-18Listing removed$170,000
2025-03-20Listed for sale$170,000
2024-05-31Listing removed--
2024-02-15Listing removed$114,900
2024-02-15Listed for sale$114,900
2023-08-21Listing removed--
2023-07-13Listed for sale$125,000
2023-05-23Pending sale$125,000
2023-05-12Listed for sale$125,000
2022-07-21Listing removed--
2022-07-01Listed for rent$1,200
2022-05-11Listing removed--
2022-04-06Listed for sale$117,500
2022-03-27Pending sale$117,500
2022-03-24Listed for sale$117,500
2022-03-23Listing removed--
2022-02-22Pending sale$120,000
2021-08-05Sold--

Unknown Listed By

AgentThomas Chambers
BrokerageEagle Realty Group & Associates

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