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510 S Church St, Ferris, TX, 75125

2beds
1baths
916sqft
$199,991
$218price/sqft
$1,516/moest. monthly cost
$60,640/yrincome needed

About This Home

HOME QUALIFIES FOR SPECIAL FINANCING – CALL TO INQUIRE Welcome to 510 S Church Street, a beautifully reimagined home in the heart of Old Downtown Ferris - proudly known as the Brick Capital of the Nation. This 2-bedroom, 1-bath gem blends small-town charm with modern comfort, all set on just under a quarter-acre and only 20 minutes from downtown Dallas. Every inch of this home has been thoughtfully updated. The remodeled kitchen and dining area shine with custom cabinetry, granite countertops, vinyl plank flooring, and a full suite of appliances - including a gas stove, dishwasher, sink with cup wash, refrigerator, microwave, washer, and dryer. A newly created large opening connects the kitchen to the living room, delivering an open, airy flow perfect for everyday living and entertaining. The bathroom has been fully transformed with a new vanity, granite counter, added storage, and fully tiled floors, walls, and shower. Throughout the home, you’ll find refinished original hardwood floors, replaced drywall, updated light fixtures, ceiling fans, and efficient cassette mini-split units for year-round comfort. A recent roof replacement in spring 2025 adds peace of mind. Outside, enjoy a freshly painted exterior, custom deck, and a recently built wooden fence with metal posts, side gate, and double gate. The backyard also features a metal shed on a secured deck and a level sand pad ready for an above-ground pool. Major upgrades include an updated sewer line converted from clay to PVC. Located steps from Ferris’ downtown venue offering food, live music, and community events, this home delivers character, convenience, and quality - ready for you to move in and enjoy.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
5/10
Ferris High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Gas Oven,Microwave,Plumbed For Gas,Refrigerator,Some Commercial Grade,Vented Exhaust Fan,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 7 x 11

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Cable TV
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Hardwood,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Multi Units,Window Unit(s)

Interior Area

  • Total interior livable area: 916 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters
  • Level: First
  • Dimensions: 11 x 11

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 10 x 6

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 12

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 162909
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 9,365 sqft
  • Features: Back Yard,Lawn,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Covered,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$142$1,704
Property Taxes $125$1,500
Electricity $238$2,859
Total$1,516$18,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,977/yr
40% on housing$45,480/yr
45% on housing$40,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 75125$255
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75125$150
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$199,999
2026-03-07Price change$209,300
2026-02-17Price change$209,800
2025-12-27Listed for sale$209,900
2025-12-17Listing removed$210,000
2025-11-08Price change$210,000
2025-10-28Price change$215,000
2025-09-13Listed for sale$220,000

For Sale by Agent

AgentKim Pratt
BrokerageNextHome on Main

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