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1162 Watts Ave, Saint Louis, MO, 63130

2beds
1baths
912sqft
$90,000
$99price/sqft
$751/moest. monthly cost
$30,040/yrincome needed

About This Home

Welcome to 1162 Watts Avenue in the heart of University City! This charming 2-bedroom, 1-bathroom home offers a fantastic opportunity for first-time homebuyers, investors, or anyone looking for an affordable home in a convenient location. Inside, you'll find comfortable living spaces filled with natural light and a functional floor plan that's ready for your personal touch. The large unfinished basement provides endless possibilities for storage, a workshop, home gym, or future expansion. Conveniently located near parks, shopping, dining, Washington University, the Delmar Loop, Forest Park, and major highways, you'll enjoy easy access to everything St. Louis has to offer. For added peace of mind, the seller will provide a passed St. Louis Municipal Occupancy Inspection and will install a new dishwasher prior to closing. Whether you're searching for your first home or your next investment, don't miss this opportunity to own in desirable University City. Schedule your private showing today!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
3/10
Brittany WoodsGrades 6-81.5 mi
3/10

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Range Hood,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining/Living Room Combo,Open Floorplan,Shower,Tub
  • Flooring: Hardwood
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 17J521207
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch

Lot

  • Lot size: 5,044 sqft
  • Features: Level
  • Lot size dimensions: 41 x 123

Parking

  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$70$840
Property Taxes $85$1,020
Electricity $141$1,693
Total$751$9,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,748/yr
40% on housing$22,530/yr
45% on housing$20,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 63130$161
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63130$179
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$90,000
2026-08-03Listed for sale$90,000
2015-03-17Sold--
2004-01-26Sold--

For Sale by Agent

AgentJennifer Risley
BrokerageKeller Williams Realty St. Louis

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