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1106 Mona Dr, Saint Louis, MO, 63130

2beds
1baths
1,080sqft
$215,000
$199price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

Welcome to 1106 Mona, a beautifully renovated 2-bedroom, 1-bath home in the heart of University City! Thoughtfully restored, this charming residence offers both comfort and convenience in a prime location. Step inside to a spacious living area featuring gleaming LVP flooring that flows throughout the home. The kitchen is a chef’s dream with newer stainless steel appliances, sleek countertops, and custom cabinetry. Two good sized bedrooms provide a peaceful retreat, each offering ample closet space. The bathroom has been tastefully updated with a spa-like feel, highlighted by a beautifully tiled shower/tub combination. Outside, enjoy a well-manicured front yard that adds to the home’s curb appeal & a spatious backyard. Major updates include newer HVAC, updated plumbing, and neutral paint throughout, making this home truly move-in ready! Seller has current flood policy with Superior Flood for $822/year with a replacement cost of $248,400.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
2/10
Brittany WoodsGrades 6-80.4 mi
3/10

Construction

Condition

  • Year built: 1947

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Features

  • Door features: Storm Door(s)
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Property

Details

  • Parcel number: 17K610098
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 4,948 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$168$2,016
Property Taxes $204$2,448
Electricity $141$1,693
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 63130$159
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63130$179
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$218,000
2026-04-17Listed for sale$225,000
2023-12-11Sold--
2023-11-10Pending sale$185,000
2023-11-06Price change$185,000
2023-10-20Listed for sale$195,000
2023-06-06Sold--
2022-12-07Listing removed--
2022-11-17Listed for sale$130,000
2018-08-15Listing removed$64,900
2018-02-04Price change$64,900
2017-12-08Price change$69,900
2017-10-23Listed for sale$79,900
2013-11-26Sold--
2013-10-12Listed for sale$22,000

For Sale by Agent

AgentPeter Lu
BrokerageEXP Realty, LLC

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