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1278 N And South Rd, Saint Louis, MO, 63130

2beds
2baths
1,320sqft
$100,000
$76price/sqft
$818/moest. monthly cost
$32,720/yrincome needed

About This Home

Turnkey REI Investment Opportunity in University City. Attention landlord investors! This move-in ready 2-bed, 2-bath condo townhouse is the perfect hands-off addition to your buy-and-hold portfolio. Located in a landlord-friendly complex just minutes from WashU, the Delmar Loop, and STL Airport, this property guarantees high rental demand. Finished Lower Level: Finished family room with fresh carpet plus a dedicated laundry utility room (washer/dryer included). Private patio, one assigned parking spot, plus guest parking. Buy & Hold investor Perks: Low Overhead: HOA covers landscaping, water, sewer, and trash. Creative Financing Available: Owner will consider a seller carryback (owner financing) with a 30% downpayment and seller financing at 10%. Cash offers are also welcome.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
Brittany WoodsGrades 6-80.7 mi
3/10

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Disposal,Refrigerator,Oven
  • Laundry features: Laundry Room,Lower Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Finished area below ground: 300
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Property

Details

  • Parcel number: 17K641326
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Features: Paved

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$78$936
Property Taxes $94$1,128
Electricity $141$1,693
Total$818$9,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,045/yr
40% on housing$24,540/yr
45% on housing$21,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 63130$161
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63130$179
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$100,000
2026-04-27Listed for rent$1,475
2024-05-16Listing removed--
2024-03-29Listed for rent$1,400
2024-03-26Sold--
2024-03-11Pending sale$110,000
2024-02-12Contingent$110,000
2024-02-02Listed for sale$110,000
2023-12-29Listing removed--
2023-12-01Listed for rent$1,250

For Sale by Agent

AgentJason M Palmero
BrokerageAnd Associates Network - Realty 24

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