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7051 Waterman Ave, Saint Louis, MO, 63130

3beds
2baths
1,664sqft
$480,000
$288price/sqft
$3,399/moest. monthly cost
$135,960/yrincome needed

About This Home

Fabulous U. City Home, this 3 bedroom, 1 bath home has been well cared for. Large living room with pretty gas fireplace and separate dining room are perfect for entertaining. The kitchen has new all white appliances, new cherry wood cabinets, new quartz counter tops with a marble mosaic black splash. The new Forno gas stove is vented to the outside. The stairs to the upstairs can be accessed from the both the kitchen and the living room. Upstairs the main bedroom has a walk in closet, and all three bedrooms have custom closets. There is a medicine closet as well as a linen closet in the hall, the bathroom has been updated. Full basement with lots of storage space and a full bathroom. Home has been freshly painted throughout. All wood floors except bathroom. Large 2 car garage with extra storage space and a pull down ladder leading to the garage attic, which is floored and perfect for storage. All windows in the garage are operational. Garage will be totally empty prior to closing. New AC (20260), new roof and gutters on home (2020), new roof and gutters on garage (2026). All appliances including washer and dryer stay.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
2/10
Brittany WoodsGrades 6-81.9 mi
3/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asbestos Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 48
  • Dimensions: 8x6

Bedroom

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 88
  • Dimensions: 11x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area above ground: 1,664

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 299
  • Dimensions: 23x13

Property

Details

  • Parcel number: 18J240862
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 7,000 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$376$4,512
Property Taxes $455$5,460
Electricity $141$1,693
Total$3,399$40,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,537/yr
40% on housing$101,970/yr
45% on housing$90,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 63130$157
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63130$179
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$530,000
2017-06-27Sold--
2017-05-16Pending sale$324,900
2017-05-16Listed for sale$324,900
2004-12-29Sold--

For Sale by Agent

AgentCathy Glaser
BrokerageColdwell Banker Realty - Gundaker

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