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1272 Beaver Creek Rd, Chesterfield, MO, 63017

5beds
3baths
3,496sqft
$499,900
$143price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

***HUGE Price Improvement!!! Seller says sell!! ***Escape to your own private oasis in this beautifully updated 5-bedroom ranch, tucked away on a serene, tree-lined lot. The heart of the home boasts an open, light-filled floor plan designed for effortless daily living and grand entertaining. Step down into the fully finished walk-out lower level to discover a massive recreation room complete with a custom marble-tiled bar, a full bath, and two versatile bonus bedrooms—perfect for guests, a home office, or a gym. Modern upgrades shine throughout, including gleaming hardwood floors, fully refreshed bathrooms, plush new carpeting, and high-efficiency thermal windows. Spend your evenings hosting on the expansive rear deck or relaxing in the private owner's suite featuring a separate soaking tub and shower. Wrapped in low-maintenance vinyl siding, this rare blend of ultimate privacy and functional luxury is completely turn-key. Schedule your private tour today!

Getting Around

13
WalkingCar-Dependent
16
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick,Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Features: Floor Covering: Other
  • Level: Basement
  • Area: 189
  • Dimensions: 21x9

Bedroom

  • Features: Floor Covering: Vinyl
  • Level: Basement
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Features: Floor Covering: Wood
  • Level: First
  • Area: 252
  • Dimensions: 18x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,748
  • Finished area above ground: 1,748

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,496
  • Total interior livable area: 3,496 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: First
  • Area: 187
  • Dimensions: 17x11

Living Room

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Recreation Room

  • Features: Floor Covering: Vinyl
  • Level: Basement
  • Area: 294
  • Dimensions: 21x14

Property

Details

  • Parcel number: 18R140702
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 10,450 sqft
  • Features: Back Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$268$3,216
Property Taxes $474$5,688
Electricity $266$3,203
Total$3,535$42,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 63017$261
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63017$204
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$449,900
2026-07-21Price change$499,900
2026-07-03Listed for sale$545,900
2026-06-24Listing removed$545,900
2026-06-22Listed for sale$545,900
2018-06-11Sold--
2017-07-23Sold--
2014-10-29Sold--
2014-09-20Pending sale$229,900
2014-09-07Price change$229,900
2014-08-30Listed for sale$239,900
2007-07-27Sold--

For Sale by Agent

AgentT. Michelle M Jones
BrokerageAsset Realty

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