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6435 Cecil Ave, Saint Louis, MO, 63105

5beds
5baths
5,190sqft
$1,599,000
$308price/sqft
$10,376/moest. monthly cost
$415,040/yrincome needed

About This Home

Step into timeless elegance on one of Clayton’s most coveted streets. This stunning 5-bedroom, 3 full and 2 half-bath home offers over 5,000 square feet of luxurious living space, perfect for a growing family. Nestled in the sought-after Clayton School District, this architectural gem is just minutes from Forest Park and all that Clayton has to offer. Outside, a beautifully landscaped yard invites children to play, while a separate pool area offers a private oasis for relaxation and fun. This is more than a home—it’s a legacy. For years to come, it will be a place of comfort, growth, and cherished memories. Don’t miss this opportunity—schedule your private tour today!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

8/10
Wydown Middle SchoolGrades 6-80.2 mi
9/10
Clayton High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1919

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Finished area above ground: 5,190

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 5,190 sqft

Property

Details

  • Parcel number: 19J620540
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.29 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear,Waterfall

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$376$4,512
Property Taxes $1,519$18,228
Electricity $396$4,755
Total$10,376$124,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$355,748/yr
40% on housing$311,280/yr
45% on housing$276,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 63105$341
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63105$395
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Pending sale$1,599,000
2026-05-07Listed for sale$1,599,000

For Sale by Agent

AgentValerie Engel
BrokerageColdwell Banker Realty - Gundaker

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