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31 Midpark Ln, Saint Louis, MO, 63124

5beds
5baths
3,404sqft
$1,695,000
$498price/sqft
$11,318/moest. monthly cost
$452,720/yrincome needed

About This Home

**Rare Opportunity for a New Home in Ladue!** Don't miss this chance to live in a new home in a fantastic Ladue location at an affordable price. Construction begins in Spring 26 with completion expected in late Summer 2026. This model offers approximately 2,700 sq ft of living space, with another 791sq ft of finish in the lower level included in the price. Features include 5 bedrooms, 4 full baths - The main Level features a terrific Open floor plan and rare mainfloor primary suite. And you can expect the high-end quality details and upgrades synonymous with this builder, a leader in custom home building in the central corridor of town. All in the Ladue School District that features a New high-school and updated elementary schools throughout the district. This is a unique chance to own new construction in the Ladue District for this price. So please Act fast and plenty of time to customize the layout and finish schedule!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Conway Elementary SchoolGrades K-40.4 mi
8/10
Ladue Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Fiber Cement

Other

  • Builder name: Douglas

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Gas Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Separate Dining,High Ceilings,Open Floorplan,Walk-In Closet(s),Breakfast Bar,Breakfast Room,Kitchen Island,Custom Cabinetry,Eat-in Kitchen,Solid Surface Countertop(s),Walk-In Pantry,Double Vanity,Shower,Entrance Foyer
  • Door features: Panel Door(s),Pocket Door(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 791
  • Finished area above ground: 2,613

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Zoned

Interior Area

  • Total structure area: 3,404
  • Total interior livable area: 3,404 sqft

Property

Details

  • Parcel number: 19m320566
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 7,405 sqft
  • Features: Infill Lot,Level
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Cold Wave
Earthquake
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$879$10,548
Property Taxes $1,610$19,320
Electricity $259$3,119
Total$11,318$135,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,045/yr
40% on housing$339,540/yr
45% on housing$301,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$498This listing

vs Other Active Listings

Avg $/sqft

ZIP 63124$373
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63124$321
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$1,695,000

New Construction

AgentDoug G Cohen
BrokerageDouglas Properties

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