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23 Midpark Ln, Saint Louis, MO, 63124

0beds
--baths
3,800sqft
$1,695,000
$446price/sqft
$11,349/moest. monthly cost
$453,960/yrincome needed

About This Home

Great and rare opportunity to live in a new home in Ladue. Construction has a completion date of Spring 2027. This model will feature 2,700 sq ft of living space plus another 800 ft in finished lower level. This is a main floor primary suite design with another 3 bedrooms and 2 full baths upstairs. Enjoy the open floor plan that everyone loves and a perfect central location to reside. A full basement finish design included that is featuring a bedroom, rec room, and full bath. You can expect all of the details and upgrades that you are accustomed to seeing from this builder as the leader in custom home building in the central corridor of town. Send your children to Ladue Schools and see the amazing new high school that the district has to offer! This part of Ladue is the latest and last area that new construction can be offered at this price.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
Conway Elementary SchoolGrades K-40.3 mi
8/10
Ladue Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Cement Siding

Other

  • Builder name: Douglas

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sump Pump

Features

  • Breakfast Bar,Custom Cabinetry,Kitchen Island,Open Floorplan,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 2,800

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 19M320599
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 7,200 sqft
  • Features: Back Yard,Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Cold Wave
Earthquake
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$879$10,548
Property Taxes $1,610$19,320
Electricity $290$3,482
Total$11,349$136,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$389,108/yr
40% on housing$340,470/yr
45% on housing$302,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 63124$376
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63124$321
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$1,695,000
2026-05-18Sold--
2026-04-28Pending sale$579,900
2026-04-24Listing removed$579,900
2026-04-18Listed for sale$579,900

New Construction

AgentDoug G Cohen
BrokerageDouglas Properties

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