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4409 Avenue J, Santa Fe, TX, 77510

3beds
3baths
2,691sqft
$399,999
$149price/sqft
$2,842/moest. monthly cost
$113,680/yrincome needed

About This Home

Nestled on a beautiful one-acre lot, this charming 3-bedroom home offers the perfect blend of comfort, functionality, and space. Shadowed by mature oak trees, the property provides a peaceful, private setting while still being conveniently located just minutes from Hwy 6 and I-45. Step inside to a spacious living room featuring a cozy fireplace and a charming reading nook. The kitchen is thoughtfully designed with granite countertops, custom cabinetry, under-cabinet lighting, a large island, & double oven. The home is filled with quality upgrades, including plantation shutters, double-hung vinyl windows, newly blown insulation for improved energy efficiency, & recently replaced A/C inside and out. Additional updates include a new breaker box and recently installed full gutters. A standout feature of this property is the separate guest quarters, with a kitchenette and bathroom, offering endless possibilities for visitors, extended family, or a private home office.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
5/10
Santa Fe High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Crown Molding,All Bedrooms Down,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,691
  • Total interior livable area: 2,691 sqft

Kitchen

  • Features: Island w/ Cooktop,Pantry,Under Cabinet Lighting,Walk-in Pantry

Master Bathroom

  • Features: Hollywood Bath

Property

Details

  • Parcel number: 109500000189017

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Wooded,1 Up to 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Drought
Heat Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$240$2,880
Property Taxes $285$3,420
Electricity $295$3,545
Total$2,842$34,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,440/yr
40% on housing$85,260/yr
45% on housing$75,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 77510$189
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77510$167
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$410,000
2026-04-16Price change$414,900
2026-03-28Listed for sale$419,000
2026-03-22Listing removed$439,978
2026-03-17Price change$439,978
2026-03-04Price change$449,788
2026-02-20Price change$449,845
2026-01-13Price change$460,000
2025-11-18Listed for sale$475,000
2021-12-13Sold--
2021-11-09Contingent$379,500
2021-11-09Pending sale$379,500
2021-10-08Listed for sale$379,500
2019-08-30Listing removed$329,900
2019-08-08Price change$329,900
2019-05-29Listed for sale$339,900

For Sale by Agent

AgentJonathan Cottrell
BrokerageCottrell Realty

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