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8414 Schiro Rd, Hitchcock, TX, 77563

4beds
2baths
1,935sqft
$325,000
$168price/sqft
$2,421/moest. monthly cost
$96,840/yrincome needed

About This Home

This beautifully updated 4-bedroom, 2-bathroom home offers 1,935 square feet of modern living on an expansive 38,000 sq. ft. lot—just under an acre—with no HOA. Thoughtfully renovated from top to bottom, the home features all new electrical, HVAC system, roof, windows, plumbing, and water heater, along with brand-new appliances and stylish, contemporary finishes throughout. The kitchen is equipped with elegant quartz countertops, perfectly blending functionality and design. Conveniently located with easy access to I-45 and right off Highway 6, this property offers a seamless commute toward Galveston while still providing ample space and privacy.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
4/10
Crosby Middle SchoolGrades 6-80.6 mi
4/10
Hitchcock High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Convection Oven,Oven,Microwave,Electric Cooktop,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,935
  • Total interior livable area: 1,935 sqft

Property

Details

  • Parcel number: 292600000002011

Features

  • Stories: 1
  • Exterior features: Side Yard
  • Fencing: Partial

Lot

  • Lot size: 0.88 Acres
  • Features: Subdivided,1/2 Up to 1 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$161$1,932
Property Taxes $379$4,548
Electricity $238$2,859
Total$2,421$29,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,005/yr
40% on housing$72,630/yr
45% on housing$64,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 77563$176
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77563$165
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$315,000
2026-04-16Listed for sale$325,000

For Sale by Agent

AgentKassidy Bash
BrokerageeXp Realty LLC

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