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2130 E Albert St, Philadelphia, PA, 19125

3beds
3baths
2,000sqft
$525,000
$263price/sqft
$3,759/moest. monthly cost
$150,360/yrincome needed

About This Home

Welcome to 2130 E. Albert Street, a beautifully maintained newer construction home in the heart of Fishtown offering 3 bedrooms, 3 full bathrooms, and approximately 2,000 square feet of modern living space. This home features an open concept floor plan with hardwood floors, recessed lighting, and a stunning kitchen complete with waterfall quartz countertops, custom cabinetry, stainless steel appliances, and a built in wine fridge. The finished basement adds additional living space with a full bathroom, while the private third floor primary suite includes a spacious walk in closet and luxurious en suite bath. Enjoy city skyline views from the rooftop deck, relax on the private rear patio, and take advantage of the wet bar just inside. Located just two blocks from Frankford Avenue and within walking distance of Fishtown's best restaurants, cafes, breweries, and SEPTA, this home also offers easy access to I-95. As an added bonus, there is just over three years remaining on the real estate tax abatement, making this an exceptional opportunity in one of Philadelphia's most sought after neighborhoods.

Getting Around

90
WalkingVery Walkable
68
TransitGood Transit
87
BikeVery Bikeable

Schools

7/10
Hackett Horatio B SchoolGrades PK-50.3 mi
4/10
Penn Treaty Middle SchoolGrades 6-120.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2019

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 314194405
  • Zoning: RSA5
  • Special condition: Standard
  • Exclusions: All Personal Items And Furniture.

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 436 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$269$3,228
Property Taxes $612$7,344
Electricity $224$2,692
Total$3,759$45,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,880/yr
40% on housing$112,770/yr
45% on housing$100,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 19125$215
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19125$235
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$519,000
2026-07-30Listed for sale$525,000
2024-10-08Sold$455,000
2021-12-16Sold$418,000
2020-09-03Sold$410,000

For Sale by Agent

AgentSteve Clark
BrokerageOCF Realty LLC - Philadelphia

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