See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2320 43rd St, Galveston, TX, 77550

3beds
2baths
1,377sqft
$389,000
$282price/sqft
$2,932/moest. monthly cost
$117,280/yrincome needed

About This Home

Charming island home in a prime central Galveston location! This thoughtfully updated 3-bedroom, 2-bath home showcases beautiful finishes throughout, including wood-look ceramic plank flooring, soft designer paint tones, and contemporary lighting. The light-filled kitchen features white shaker cabinetry, quartz countertops, a stylish tile backsplash, and stainless steel appliances. Both bathrooms have been nicely updated, with a standout custom shower offering frameless glass and dual sinks. Ample parking is available with a single garage and double driveway. Enjoy outdoor living in the fenced backyard and covered porch—ideal for entertaining or unwinding after a day at the beach. Perfect for full-time living, a vacation retreat, or rental income opportunity. No HOA. Don’t miss this exceptional island find! All info per seller.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
AIM College & Career PrepGrades 7-120.9 mi
5/10
Ball High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Oven,Microwave,Free-Standing Range,Gas Range,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Primary Bed - 1st Floor
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,377
  • Total interior livable area: 1,377 sqft

Kitchen

  • Features: Pots/Pans Drawers

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 351001330014002

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Back Yard,Full

Lot

  • Lot size: 2,578 sqft
  • Features: Back Yard,Corner Lot,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$137$1,644
Property Taxes $591$7,092
Electricity $238$2,859
Total$2,932$35,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,525/yr
40% on housing$87,960/yr
45% on housing$78,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$202
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Listed for sale$399,000
2022-08-17Listing removed--
2022-07-14Pending sale$384,900
2022-07-03Price change$384,900
2022-06-17Price change$389,900
2022-06-08Listed for sale$399,900
2022-05-31Listing removed--
2022-05-06Listed for sale$399,900
2021-05-24Listing removed--
2021-05-15Pending sale$209,000
2021-05-08Price change$209,000
2021-04-06Listed for sale$219,000

For Sale by Agent

AgentMoselle Chapman
BrokerageGreenwood King Properties - Kirby Office

Similar Homes