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2415 31st St, Galveston, TX, 77550

2beds
1baths
1,148sqft
$449,000
$391price/sqft
$3,288/moest. monthly cost
$131,520/yrincome needed

About This Home

Charming seaside bungalow just one block from the Seawall, perfect as a vacation home, residence, or short-term rental investment! This beautifully crafted property offers a stylish kitchen with quartz countertops, a 5-burner gas stove, microwave with air fryer, and two-tone cabinets with lighting features. Inside, you'll find spacious bedrooms, ample closet space, a full-sized utility room, and 10.5’ ceilings accented by shiplap walls and window shutters. Outdoor amenities include a paver driveway for boat/RV parking with hookups, patio, outdoor shower, sink, 8-ft privacy fence, and a lush yard with tropical landscaping and fruit trees. Recent updates include fresh paint, new attic insulation, and a garbage disposal (all in 2019). Just 200 steps to the Gulf with no flooding history, this elevated traditional bungalow showcases craftsman design and modern comforts!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
AIM College & Career PrepGrades 7-121.6 mi
5/10
Ball High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Brick,Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Primary Bed - 1st Floor
  • Window features: Shutters
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 351001383008001

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Sprinkler System
  • Fencing: Full
  • Has view: Yes
  • View description: Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf,Water

Lot

  • Lot size: 1,698 sqft
  • Features: Corner Lot,0 Up To 1/4 Acre

Parking

  • Parking features: Driveway Gate,Double-Wide Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$159$1,908
Property Taxes $621$7,452
Electricity $238$2,859
Total$3,288$39,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,731/yr
40% on housing$98,640/yr
45% on housing$87,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$202
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-25Listing removed$1,995
2025-07-01Listed for sale$449,000
2025-06-17Listed for rent$1,995
2025-03-20Listing removed$449,000
2025-02-26Price change$449,000
2024-11-13Listed for sale$475,000
2024-09-04Sold--
2023-07-13Listing removed--
2023-06-09Pending sale$549,999
2023-06-01Price change$549,999
2023-04-12Listed for sale$599,000
2020-02-14Listing removed$275,000
2020-02-10Pending sale$275,000
2019-11-08Price change$275,000
2019-10-31Price change$299,995
2019-06-03Listed for sale$300,000

For Sale by Agent

AgentNizar Noor
BrokerageREALM Real Estate Professionals - Sugar Land

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