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16557 Baxter Forest Ridge Dr, Chesterfield, MO, 63005

4beds
5baths
4,029sqft
$869,900
$216price/sqft
$5,993/moest. monthly cost
$239,720/yrincome needed

About This Home

GREAT NEW PRICE!!! Nestled in the highly sought-after The Forest subdivision in Chesterfield, this exceptionally updated and meticulously maintained. 1.5-story brick and Hardie-sided home offers an exceptional blend of timeless architecture, thoughtful updates, and incredible living space surrounded by a serene wooded setting. From the moment you arrive, the paver driveway, attractive exterior, and mature landscaping create stunning curb appeal. Inside, the home offers a spacious and functional floor plan designed for both everyday living and entertaining. The main-floor primary suite serves as a private retreat featuring direct access to the expansive rear deck and a beautifully updated primary bath. The heart of the home features a large great room with soaring ceilings, a wet bar, and fireplace, creating an inviting gathering space filled with natural light. The main level also includes a generous formal dining room with bay window, separate living room, and an expansive eat-in kitchen with granite countertops, stainless steel appliances, and abundant cabinetry. Just off the kitchen, a charming sunroom offers the perfect place to relax while overlooking the beautiful wooded backyard. Step outside to enjoy one of the home’s standout features — a large deck spanning the width of the home, complete with a covered awning and ceiling fans, creating an exceptional outdoor entertaining space with peaceful privacy. The second floor offers three additional spacious bedrooms, two full bathrooms, and a large loft area, providing flexibility for family, guests, or home office area. The finished walk-out lower level expands the living space even further with a nicely appointed recreation area, small kitchenette, full bath, and abundant storage space. Additional features include attached 2-car garage, upgraded windows, durable Hardie siding, extensive storage throughout, and a premium wooded lot with new retaining wall offering privacy and natural beauty. A rare opportunity to own a beautifully updated home in one of Chesterfield’s most desirable neighborhoods offering space, character, and exceptional indoor-outdoor living.

Getting Around

28
WalkingCar-Dependent
21
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

10/10
8/10
Crestview Middle SchoolGrades 6-82.7 mi
8/10
Marquette Sr. High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Down Draft,Microwave,Electric Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Storage Space,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Den

  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Dining Room

  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Features

  • Bar,Bookcases,Breakfast Room,Cathedral Ceiling(s),Center Hall Floorplan,Double Vanity,Kitchen Island,Pantry,Separate Dining,Two Story Entrance Foyer,Walk-In Closet(s)
  • Window features: Bay Window(s),Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 4,029

Great Room

  • Level: Main
  • Area: 378
  • Dimensions: 21x18

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,029
  • Total interior livable area: 4,029 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main
  • Area: 360
  • Dimensions: 24x15

Sitting Room

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 19T610264
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Front Porch,Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Adjoins Wooded Area,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 85 x 153

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,398$52,776
Home Insurance *$462$5,544
Property Taxes $826$9,912
Electricity $307$3,691
Total$5,993$71,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,474/yr
40% on housing$179,790/yr
45% on housing$159,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 63005$330
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63005$195
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$869,900
2026-07-06Listed for sale$899,000
2004-04-15Sold--
1999-09-17Sold--

For Sale by Agent

AgentBerkley B Land
BrokerageReeceNichols Real Estate

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