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408 28th Ave N, Texas City, TX, 77590

3beds
2baths
1,306sqft
$209,000
$160price/sqft
$1,489/moest. monthly cost
$59,560/yrincome needed

About This Home

Easygoing ranch-style living meets modern updates in this inviting single-story home! Remodeled Dec. 2021-Mar. 2022, the open layout features vinyl wood flooring except in baths, new interior doors, recessed lighting w/ dimmers, plus a spacious living room w/ built-ins & an impressive fireplace w/ oversized mantel. The refreshed kitchen shines w/ new cabinets, under-cabinet lighting, countertops, SS appliances, SS farmhouse sink & stylish backsplash. The private primary suite offers a remodeled bath w/ new walk-in shower, while 2 secondary bedrooms share another bath. A custom craft/computer room w/ built-in table & shelving adds flexible workspace. Enjoy a covered patio w/ canopy, large fenced yard & storage shed. Updates include 2021 A/C & ductwork, 2022 electrical panel & generator plug, 2023 double-pane storm windows & water heater, 2024 exterior paint & reverse-osmosis system, plus 2017 roof. No HOA, nearby school & access to shopping, dining, Galveston & Gulf Coast recreation!

Getting Around

23
WalkingCar-Dependent
15
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

3/10
Fry Intermediate SchoolGrades 5-60.2 mi
5/10
Blocker Middle SchoolGrades 7-81.7 mi
3/10
Texas City High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Convection Oven,Electric Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 70
  • Dimensions: 10x7

Features

  • All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Storm Window(s),Window Coverings
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,306
  • Total interior livable area: 1,306 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: First
  • Area: 357
  • Dimensions: 21x17

Other

  • Level: First
  • Area: 72
  • Dimensions: 9x8

Primary Bath

  • Level: First
  • Area: 45
  • Dimensions: 9x5

Primary Bedroom

  • Level: First
  • Area: 176
  • Dimensions: 16x11

Property

Details

  • Parcel number: 536600040010000

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Side Yard
  • Fencing: Back Yard,Full

Lot

  • Lot size: 6,899 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$115$1,380
Property Taxes $80$960
Electricity $238$2,859
Total$1,489$17,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,051/yr
40% on housing$44,670/yr
45% on housing$39,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 77590$91
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77590$132
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$215,000
2026-08-04Listed for sale$215,000

For Sale by Agent

AgentAlejandro Sanchez
BrokerageRedfin Corporation

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