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324 Cys Ln, Chesterfield, MO, 63005

1beds
1baths
962sqft
$979,000
$1,018price/sqft
$6,540/moest. monthly cost
$261,600/yrincome needed

About This Home

A rare opportunity awaits in the heart of Wildwood! Nestled on 3.127 picturesque acres, this property offers a beautiful park-like setting with endless possibilities. Whether you're looking for a move-in ready home to make your own or envision building your dream home on this incredible piece of land, this property provides the flexibility to fit your plans. The current home features a spacious one-bedroom layout, with the potential to easily convert it back into a two-bedroom by replacing the previously removed wall. The updated kitchen offers modern cabinetry, granite countertops, and updated appliances, while the remodeled bathroom features a stylish walk-in shower. A newer roof, approximately 1.5 years old, provides added peace of mind. You'll appreciate the convenience of the breezeway connecting the home to the oversized three-car garage, with the laundry area conveniently located within the breezeway. Step outside to the expansive 26' x 40' patio, perfect for entertaining, relaxing, or enjoying the peaceful surroundings. With mature trees, open green space, and a prime Wildwood location, this unique property is ideal for those seeking privacy, room to roam, or the opportunity to create something truly special. Don't miss your chance to own this one-of-a-kind property with unlimited potential! Schedule your appointment to view today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Lafayette High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Microwave,Oven
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Features: Floor Covering: Vinyl
  • Level: Main

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 962

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Property

Details

  • Parcel number: 19W420015
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit

Lot

  • Lot size: 3.13 Acres
  • Features: Back Yard,Some Trees
  • Lot size dimensions: irr

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Winter Weather
Earthquake
Ice Storm
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$519$6,228
Property Taxes $930$11,160
Electricity $141$1,693
Total$6,540$78,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,228/yr
40% on housing$196,200/yr
45% on housing$174,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,018This listing

vs Other Active Listings

Avg $/sqft

ZIP 63005$320
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63005$195
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$899,000
2026-07-16Listed for sale$979,000

For Sale by Agent

AgentConnie Eads
BrokerageKeller Williams Realty St. Louis

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