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4830 Houston Dr, Galveston, TX, 77551

2beds
2baths
1,331sqft
$249,000
$187price/sqft
$1,646/moest. monthly cost
$65,840/yrincome needed

About This Home

Welcome to this charming Craftsman Cottage in midtown Galveston! This home features original hardwood floors, ceramic tile in the kitchen and baths, and a private patio in the backyard. The primary bedroom includes a sitting room perfect for an office or relaxation area. A Generac generator has been recently installed for your convenience. Galveston is a popular tourist destination with its many attractions, making this property ideal for a full-time residence, vacation home, or short-term rental. Just minutes away from the beach and The Seawall, this home offers the perfect blend of comfort and convenience.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Burnet Elementary SchoolGrades PK-40.8 mi
5/10
AIM College & Career PrepGrades 8-120.2 mi
5/10
Ball High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freestanding Oven,Gas Oven,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • 2 Bedrooms Down
  • Window features: Shutters
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Other

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Primary Bedroom

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Property

Details

  • Parcel number: 558000000104000

Features

  • Stories: 1
  • Patio & porch: Patio/Deck

Lot

  • Lot size: 5,501 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$99$1,188
Property Taxes $50$600
Electricity $238$2,859
Total$1,646$19,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,434/yr
40% on housing$49,380/yr
45% on housing$43,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 77551$134
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77551$208
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$249,000

For Sale by Agent

AgentSherry Hickman Wray
BrokerageBerkshire Hathaway HomeServices Premier Properties

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