13684 Mutiny Ln, Galveston, TX, 77554
About This Home
Welcome to your coastal escape in the sought-after West-End neighborhood of Pirates Beach in Galveston. This charming 3-bedroom, 2-bath home offers island serenity, thoughtful updates, and strong investment potential—all within walking distance to the beach. Enjoy two expansive decks, perfect for sunrise coffee and coastal breezes. Inside, vaulted ceilings create an airy feel, anchored by a floor-to-ceiling rock electric fireplace and double French doors. The home features a newly renovated main-floor bath, a new roof (2024), brand-new complete upper deck, freshly painted fireplace and exterior doors, and serviced HVAC. STR allowed. This home has been well loved and thoughtfully maintained by the same owner for over 36 years—never used as a short-term rental. A true island retreat!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Batts Insulation,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Cooktop,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Balcony,High Ceilings,Vaulted Ceiling,1 Bedroom Up,All Bedrooms Up
- Window features: Window Coverings
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,560
- Total interior livable area: 1,560 sqft
Kitchen
- Features: Pantry,Walk-in Pantry
Master Bathroom
- Features: Primary Bath: Shower Only,Secondary Bath(s): Double Sinks,Secondary Bath(s): Tub/Shower Combo
Property
Details
- Parcel number: 585800020014000
Features
- Stories: 2
- Patio & porch: Covered,Patio/Deck,Porch,Deck
- Exterior features: Balcony,Side Yard
- Fencing: None
Lot
- Lot size: 6,799 sqft
- Features: Back Yard,Build Line Restricted,Subdivided,0 Up To 1/4 Acre
Parking
- Total spaces: 5
- Parking features: No Garage,Additional Parking,Boat,Double-Wide Driveway,Attached Carport
- Covered spaces: 5
- Carport: Yes
- Carport spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,755 | $33,060 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $333 | $3,996 |
| Electricity | $238 | $2,859 |
| Total | $3,461 | $41,532 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $545,000 |
| 2023-01-01 | Listing removed | -- |
| 2022-11-01 | Price change | $490,000 |
| 2022-08-30 | Price change | $499,000 |
| 2022-08-05 | Price change | $524,000 |
| 2022-07-15 | Listed for sale | $549,000 |
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