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13909 Pirates Beach Blvd, Galveston, TX, 77554

2beds
2baths
1,390sqft
$349,000
$251price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

Meet the recently updated residence at 13909 Pirates Beach Blvd, featuring fresh interior paint and partial flooring replacement throughout. The kitchen is equipped with stainless steel appliances and an accent backsplash, enhancing its modern aesthetic and functionality. A spacious deck extends the living area, providing an ideal space for relaxation and enjoyment. This property brings together modern updates and comfortable outdoor living. Included 100-Day Home Warranty with buyer activation.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Oppe Elementary SchoolGrades PK-46.7 mi
5/10
AIM College & Career PrepGrades 8-129.0 mi
4/10
Weis Middle SchoolGrades 5-67.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave

Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 10 x 18

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,390
  • Total interior livable area: 1,390 sqft

Primary Bedroom

  • Level: First
  • Area: 216
  • Dimensions: 12 x 18

Property

Details

  • Parcel number: 586100020004000

Features

  • Stories: 1

Lot

  • Lot size: 6,115 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$86$1,032
Property Taxes $235$2,820
Electricity $238$2,859
Total$2,323$27,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$332
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$349,000
2026-07-16Price change$349,000
2026-06-25Price change$360,000
2026-06-11Price change$375,000
2026-05-28Price change$390,000
2026-05-15Price change$400,000
2025-04-28Listed for sale$485,000
2009-08-03Sold--
2009-01-20Price change$225,000
2008-10-17Listed for sale$239,000
2008-08-31Listing removed$259,000
2008-06-12Price change$259,000
2008-04-11Price change$239,000
2008-04-10Listed for sale$259,000

For Sale by Agent

AgentAmber Broadway
BrokerageOpendoor Brokerage, LLC

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