




13414 Binnacle Way, Galveston, TX, 77554
About This Home
This 3-bdrm, 2 ½ bath home is nestled within the highly sought-after Lafitte’s Cove neighborhood. Complete with new flooring and redesigned baths! The open-concept kitchen, living, and dining area creates a welcoming space for entertaining. The kitchen features built-in oven and microwave, a massive island with an electric cooktop, and plenty of storage. The spacious primary suite located on the main floor boasts an ensuite bathroom featuring a large walk-in shower with dual shower heads. Upstairs, you'll find two additional bedrooms, each with private deck access, plus a full bathroom with a tub/shower combo. Outside, enjoy multiple decks, a covered lounge area, and your very own private pool—ideal for soaking up the sun or unwinding in the shade. After a beach day, rinse off in the convenient outdoor shower. Other highlights include a gas fireplace, shutter connections, + an enclosed garage for added storage and convenience. GCC Membership included -Normally a 3+ year wait to join.
Getting Around
Schools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Refrigerator,Washer,Wine Refrigerator,Electric Oven,Microwave,Electric Cooktop,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Formal Entry/Foyer,Primary Bed - 1st Floor
- Window features: Shutters,Window Coverings
- Flooring: Laminate,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Kitchen
- Features: Breakfast Bar,Island w/ Cooktop,Kitchen open to Family Room,Pots/Pans Drawers,Under Cabinet Lighting
Master Bathroom
- Features: Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo
Property
Details
- Parcel number: 587000090011000
Features
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Pool/Spa Combo
- Patio & porch: Patio/Deck
- Has spa: Yes
- Spa features: Spa/Hot Tub
- Fencing: Back Yard
Lot
- Lot size: 7,305 sqft
- Features: Back Yard,Greenbelt,Subdivided,0 Up To 1/4 Acre
Parking
- Total spaces: 2
- Parking features: Attached,Additional Parking,Double-Wide Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $983 | $11,796 |
| Electricity | $238 | $2,859 |
| Total | $5,066 | $60,792 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-20 | Listed for sale | $725,000 |
| 2025-07-09 | Listing removed | $3,500 |
| 2025-06-21 | Listed for rent | $3,500 |
| 2021-09-20 | Listing removed | -- |
| 2021-08-14 | Pending sale | $550,000 |
| 2021-07-19 | Listed for sale | $550,000 |
| 2021-06-17 | Listing removed | -- |
| 2021-06-13 | Pending sale | $550,000 |
| 2021-06-09 | Listed for sale | $550,000 |
| 2020-10-07 | Listing removed | $525,000 |
| 2020-09-18 | Price change | $525,000 |
| 2020-08-30 | Listed for sale | $575,000 |
| 2020-04-28 | Listing removed | $2,950 |
| 2020-04-06 | Price change | $2,950 |
| 2020-03-21 | Listed for rent | $3,500 |
| 2010-01-28 | Listing removed | $250,000 |
| 2009-10-13 | Price change | $250,000 |
| 2009-08-01 | Price change | $275,000 |
| 2009-05-11 | Price change | $300,000 |
| 2008-12-03 | Listed for sale | $325,000 |
| 2008-06-11 | Listing removed | $349,900 |
| 2008-02-02 | Listed for sale | $349,900 |
For Sale by Agent
