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13339 Binnacle Way, Galveston, TX, 77554

3beds
3baths
1,994sqft
$1,299,900
$652price/sqft
$8,441/moest. monthly cost
$337,640/yrincome needed

About This Home

Beautiful canal-front home in prestigious Laffite’s Cove featuring 3 bedrooms and 3 baths. Enjoy a newer pool and hot tub, multiple decks, and extended boat house with instant access to open Eckert Bayou—excellent for kayaking within seconds of leaving the dock. The open floor plan includes a living area with floor-to-ceiling windows, abundant natural light, water views, a gas fireplace, and ambient tray-ceiling lighting. The flow through kitchen offers gas stove, breakfast bar, and much appreciated wine refrigerator. Newly updated guest baths boast of walk-in showers and quartz countertops. The primary suite includes gas fireplace, his/her closets and private balcony with an executive canal view. Bonus ground-floor sleeping area with bath. Fresh paint throughout and meticulously maintained. Conveys with the sought-after Galveston Country Club membership that now has over a three year wait list to join. Just a short golf cart ride to the beach, this home has it all!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Oppe Elementary SchoolGrades PK-45.8 mi
3/10
Weis Middle SchoolGrades 5-86.8 mi
5/10
AIM College & Career PrepGrades 7-128.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 2 Bedrooms Down,1 Bedroom Up,En-Suite Bath,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,994
  • Total interior livable area: 1,994 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Under Cabinet Lighting

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Jetted Tub,Primary Bath: Separate Shower,Secondary Bath(s): Separate Shower,Vanity Area

Property

Details

  • Parcel number: 587000110024000

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground,Pool/Spa Combo
  • Exterior features: Boat Lift,Boat Slip
  • Has spa: Yes
  • On waterfront: Yes
  • Waterfront features: Canal Front,Concrete Bulkhead

Lot

  • Lot size: 9,378 sqft
  • Features: Subdivided,Waterfront,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$323$3,876
Property Taxes $1,307$15,684
Electricity $238$2,859
Total$8,441$101,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,405/yr
40% on housing$253,230/yr
45% on housing$225,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$652This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$327
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$1,299,900
2020-07-07Sold--
2020-06-03Pending sale$695,000
2020-02-27Price change$695,000
2019-12-04Listed for sale$725,000
2019-07-29Listing removed$685,000
2019-07-13Listed for sale$685,000
2018-10-11Listing removed$739,000
2018-09-11Price change$739,000
2018-08-11Listed for sale$759,999

For Sale by Agent

AgentMarylouise Caravella
BrokerageCaravella Coastal a division of The Real Estate Brokerage Co. LLC

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