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21446 Gulf Dr, Galveston, TX, 77554

3beds
2baths
1,380sqft
$774,500
$561price/sqft
$5,403/moest. monthly cost
$216,120/yrincome needed

About This Home

GORGEOUS remodeled beachfront home is like new! Nestled at the end of a private drive, this beautiful beach cottage has three bedrooms + spacious loft with built-in bunks for the kids and can comfortably sleep 13. Living room features a vaulted wood ceiling & bay window with bench seating & unobstructed Gulf views. Remodeled kitchen has granite counter tops & island w/seating for three. Spacious Primary Bedroom & a Guest Bedroom are on the main level; HUGE 3rd Bedroom and loft area are upstairs. Roof replaced in 2024, and exterior repainted. Windows, deck, exterior stairs and HVAC system replaced in 2023. Home is turnkey & sold furnished - all you have to bring is your suitcase. This property would make a great vacation rental property, weekend getaway, or full-time residence. Enjoy all the amenities Sea Isle has to offer including: Marina, restaurants, boat launch, private fishing pier, pool, tennis/pickle ball court; park and playground. See photo captions for more property details.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Oppe Elementary SchoolGrades PK-414.1 mi
3/10
Weis Middle SchoolGrades 5-815.0 mi
5/10
AIM College & Career PrepGrades 7-1216.5 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Vaulted Ceiling,2 Bedrooms Down,Built-In Bunk Beds,En-Suite Bath,Primary Bed - 1st Floor
  • Window features: Storm Window(s),Window Coverings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Shower Only,Secondary Bath(s): Shower Only

Property

Details

  • Parcel number: 637500000004000

Features

  • Stories: 1
  • Patio & porch: Patio/Deck
  • Exterior features: Side Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Beach Access

Lot

  • Lot size: 6,499 sqft
  • Features: Other,Subdivided,Waterfront,0 Up To 1/4 Acre

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,916$46,992
Home Insurance *$192$2,304
Property Taxes $1,057$12,684
Electricity $238$2,859
Total$5,403$64,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,245/yr
40% on housing$162,090/yr
45% on housing$144,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$330
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$757,000
2026-04-07Price change$774,500
2026-03-07Price change$794,500
2025-09-01Price change$829,000
2025-07-10Price change$824,000
2025-06-07Price change$849,000
2025-05-21Listed for sale$895,000
2025-04-26Pending sale$895,000
2025-04-23Price change$895,000
2024-12-27Price change$845,000
2024-09-18Listed for sale$895,000
2024-09-17Listing removed$924,999
2024-08-14Price change$924,999
2024-07-23Listed for sale$949,000
2024-07-22Listing removed--
2024-07-01Price change$949,000
2024-05-28Price change$995,000
2024-05-02Price change$1,050,000
2024-04-26Listed for sale$1,100,000
2017-04-05Listing removed$389,500
2017-02-17Price change$389,500
2016-12-01Listed for sale$396,500
2014-12-01Sold--
2014-10-03Listed for sale$369,000

For Sale by Agent

AgentAlison Christensen
BrokerageSand N Sea Properties, LLC

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