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2102 Post Office St #8, Galveston, TX, 77550

3beds
3baths
2,132sqft
$625,000
$293price/sqft
$3,989/moest. monthly cost
$159,560/yrincome needed

About This Home

THE most desirably-located Penthouse corner unit on popular Post Office and 21st Street in Downtown Galveston at the upscale historic SAINT GERMAIN PLACE with SECURE ACCESS, ELEVATOR, featuring spacious living area with a staircase leading to the second floor loft for a third bedroom,3 full bathrooms and a designated GARAGE parking space to include 2 storage units. Windows galore, soaring ceilings, crown molding, custom shutters & wood flooring. The remodeled kitchen boasts quartz counters, wood cabinets and is complemented with tiled backsplash & SS appliances with a bonus of conveniently located closeted W&D. Spacious primary with a large tub, separate shower and custom walk-in closet. Rare opportunity that becomes available with only 10 units of this awesome French Quarter inspired property. This unit's entry bistro area overlooks the courtyard and waterfall fountain. Direct access to strolling Galveston's best art galleries, shops & restaurants

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

--
Austin Middle SchoolGrades 5-60.8 mi
5/10
AIM College & Career PrepGrades 8-122.3 mi
5/10
Ball High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Brick,Unknown

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Wine Refrigerator,Electric Oven,Microwave,Electric Range,Dryer,Washer,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Crown Molding,Dry Bar,High Ceilings,Vaulted Ceiling,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,Disabled Access

Details

  • Parcel number: 670200000008000
  • Attached to another structure: Yes

Features

  • Levels: Top Level
  • Stories: 1
  • Exterior features: Back Green Space

Lot

  • Lot size: 2,130 sqft

Parking

  • Parking features: Attached,Assigned,Auto Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$221$2,652
Property Taxes $370$4,440
Electricity $238$2,859
Total$3,989$47,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,765/yr
40% on housing$119,670/yr
45% on housing$106,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$201
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$625,000
2026-05-26Listing removed$625,000
2026-05-09Price change$625,000
2026-01-29Price change$649,000
2025-09-04Price change$685,000
2025-08-24Listed for sale$699,000
2025-08-09Pending sale$699,000
2025-07-25Listed for sale$699,000
2017-03-31Listing removed$450,000
2017-03-03Pending sale$450,000
2017-02-08Listed for sale$450,000
2012-10-02Listing removed$410,000
2012-03-26Listed for sale$410,000

For Sale by Agent

AgentDana Bradshaw
BrokerageBarefoot Properties

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