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1024 Yale Ave, Saint Louis, MO, 63117

2beds
1baths
1,092sqft
$315,500
$289price/sqft
$2,245/moest. monthly cost
$89,800/yrincome needed

About This Home

Beautifully updated 2 bedrooms home in the highly desirable Clayton School District, close to shops, restaurants, and everyday conveniences. Features a fully renovated kitchen with brand-new stove, refrigerator, microwave, new cabinetry, and flooring. Bathroom updated with new toilet and sink . Major upgrades include new HVAC system, new windows, new interior and exterior doors, and fresh paint throughout. Hardwood floors have been sanded and stained. Basement fully rewired with new electrical panel, plus partial main floor electrical updates with new outlets. Two new bedroom fans add comfort.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

8/10
Wydown Middle SchoolGrades 6-80.7 mi
9/10
Clayton High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1924

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Range,Gas Range,Water Heater,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Features: Floor Covering: Wood
  • Level: Main

Features

  • Window features: Blinds
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main

Property

Details

  • Parcel number: 20J640263
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 4,656 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,595$19,140
Home Insurance *$210$2,520
Property Taxes $299$3,588
Electricity $141$1,693
Total$2,245$26,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,971/yr
40% on housing$67,350/yr
45% on housing$59,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 63117$262
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63117$239
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$324,000
2024-02-05Sold--
2024-01-25Pending sale$240,000
2024-01-09Contingent$240,000
2023-12-07Price change$240,000
2023-11-30Price change$245,000
2023-11-10Listed for sale$250,000
2023-11-07Sold--
2021-03-24Listing removed--
2019-08-07Listing removed$1,195
2019-07-27Listed for rent$1,195
2016-03-30Listing removed$1,100
2016-01-26Listed for rent$1,100

For Sale by Agent

AgentSouzan Gerami
BrokerageColdwell Banker Realty - Gundaker

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