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434 N Hutcheson St, Houston, TX, 77003

1beds
1baths
336sqft
$199,900
$595price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

Welcome to 434 N Hutcheson Street, a cozy 1-bedroom, 1-bathroom bungalow offering approximately 336 sq ft of living space on a generous 6,459 sq ft lot in Houston’s historic Inner Loop neighborhood. Built in 1949, this charming single-story home features classic bungalow architecture and sits on an expansive city lot—providing rare space for outdoor creativity, expansion, or development. Investors and visionaries, this property presents a unique opportunity. Whether you're considering a thoughtful renovation, an accessory dwelling, or redevelopment, the expansive lot in a rapidly evolving Second Ward locale offers flexibility and potential in equal measure. Enjoy close proximity to major Houston arteries for effortless commutes, plus easy access to Downtown, East River District, local dining, parks, and cultural amenities. In an area defined by growth and revitalization, 434 N Hutcheson Street offers a rare canvas filled with possibilities.

Getting Around

75
WalkingVery Walkable
53
TransitGood Transit
80
BikeVery Bikeable

Schools

4/10
Burnet Elementary SchoolGrades PK-51.1 mi
5/10
Navarro MiddleGrades 6-81.5 mi
3/10
Austin High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 336
  • Total interior livable area: 336 sqft

Property

Details

  • Parcel number: 0260920000019

Features

  • Stories: 1

Lot

  • Lot size: 6,459 sqft
  • Features: Cleared,Corner Lot,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$114$1,368
Property Taxes $347$4,164
Electricity $238$2,859
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$595This listing

vs Other Active Listings

Avg $/sqft

ZIP 77003$191
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77003$197
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-13Listed for sale$199,900
2026-01-09Listing removed$199,900
2025-11-04Price change$199,900
2025-08-26Listed for sale$249,990

For Sale by Agent

AgentMauricio Rojas Diaz
BrokerageeXp Realty, LLC

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