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305 N Live Oak St, Houston, TX, 77003

2beds
2baths
6,292sqft
$1,200,000
$191price/sqft
$9,530/moest. monthly cost
$381,200/yrincome needed

About This Home

The property includes three mid-century structures (circa 1930s–1950s) with a distinctive barracks-style, utilitarian architectural design, featuring high ceilings, oversized doors, and robust structural proportions. The design contributes to strong character appeal and a functional building layout.

Getting Around

76
WalkingVery Walkable
60
TransitGood Transit
77
BikeVery Bikeable

Schools

4/10
Burnet Elementary SchoolGrades PK-51.7 mi
5/10
Navarro MiddleGrades 6-82.0 mi
4/10
Wheatley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer/Dryer Connections

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric,Gas

Interior Area

  • Total structure area: 6,292
  • Total interior livable area: 6,292 sqft

Property

Details

  • Parcel number: 0321940000006

Features

  • Stories: 1

Lot

  • Lot size: 10,201 sqft
  • Features: Subdivided,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$685$8,220
Property Taxes $2,088$25,056
Electricity $690$8,290
Total$9,530$114,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,742/yr
40% on housing$285,900/yr
45% on housing$254,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 77003$189
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77003$197
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$1,300
2026-03-01Listed for sale$1,200,000
2026-01-11Listed for rent$1,400
2023-09-01Listing removed--
2023-04-17Listing removed--
2023-03-02Price change$1,175
2023-02-09Price change$1,195
2023-01-16Price change$1,200
2022-12-21Listed for rent$1,300
2022-01-04Listed for sale$1,200,000
2019-01-02Listing removed$1,200,000
2018-01-13Listing removed$1,300
2017-12-16Price change$1,300
2017-11-29Listed for rent$1,450
2017-11-28Listed for sale$1,200,000
2017-09-12Listing removed$750,000
2017-08-09Listed for sale$750,000
2015-08-06Listing removed$1,250
2015-08-01Listed for rent$1,250

For Sale by Agent

AgentFrancisco Cortez
BrokerageMonarch & Co

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