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15920 Picardy Crest Ct, Chesterfield, MO, 63017

5beds
5baths
4,013sqft
$800,000
$199price/sqft
$5,540/moest. monthly cost
$221,600/yrincome needed

About This Home

Impeccably kept and ideally located, this exceptional villa offers more than 4,000 square feet of living space with a thoughtful, comfortable floorplan designed for both everyday living and entertaining. The updated kitchen serves as the heart of the home, while several newer windows bring in wonderful natural light throughout. Enjoy two gas fireplaces, inviting living spaces, and a nice rear patio that provides a great place to relax or entertain outdoors. The finished lower level adds valuable living area and flexibility for guests, hobbies, recreation, or a home office. Located in a secure villa community with a pool and desirable amenities, this home combines low-maintenance living with convenience to shopping, dining, parks, and major routes. Move-in ready and clearly cared for with pride, this is a fantastic opportunity to enjoy spacious villa living in a highly convenient setting.

Getting Around

33
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

10/10
8/10
Crestview Middle SchoolGrades 6-81.2 mi
8/10
Marquette Sr. High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Plumbed For Ice Maker,Electric Oven

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 224
  • Dimensions: 14x16

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 228
  • Dimensions: 12x19

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 182
  • Dimensions: 14x13

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 396
  • Dimensions: 18x22

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,866

Game Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 104
  • Dimensions: 8x13

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,013
  • Total interior livable area: 4,013 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 340
  • Dimensions: 17x20

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 165
  • Dimensions: 11x15

Other

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 78
  • Dimensions: 13x6

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: 20T220353
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 0.16 acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached,Garage,Garage Door Opener,Garage Faces Front,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$430$5,160
Property Taxes $759$9,108
Electricity $306$3,677
Total$5,540$66,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,942/yr
40% on housing$166,200/yr
45% on housing$147,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 63017$260
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63017$204
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$800,000
2026-07-09Listed for sale$850,000
2026-02-27Sold--
2026-01-30Pending sale$800,000
2026-01-28Price change$800,000
2026-01-10Listed for sale$850,000
2002-09-06Sold--
1999-09-20Sold--

For Sale by Agent

AgentMark & Neil Gellman
BrokerageEXP Realty, LLC

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