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1912 Kipling St, Houston, TX, 77098

5beds
5baths
4,216sqft
$1,800,000
$427price/sqft
$12,919/moest. monthly cost
$516,760/yrincome needed

About This Home

Imagine waking up in the heart of Montrose/Upper Kirby, surrounded by modern sophistication and timeless elegance. Step through the grand entrance into soaring ceilings and rich hardwood floors. The gourmet kitchen is a chef’s dream, with top-of-the-line appliances, custom cabinetry, and a waterfall island perfect for gatherings. A sunlit breakfast nook leads to a covered patio and lush backyard, seamlessly blending indoor and outdoor living. With five spacious bedrooms, each featuring custom built-ins and luxury finishes, there’s space for everyone. The primary suite offers a private terrace, a walk-in closet, and a spa-like bath complete with a soaking tub, rain shower, and steam room. The detached two-car garage includes a potential studio apartment above, ideal for guests or a home office. This home isn’t just a property; it’s a lifestyle where elegance meets functionality. Welcome to your dream home.

Getting Around

93
WalkingWalker's Paradise
51
TransitGood Transit
79
BikeVery Bikeable

Schools

8/10
Wilson MontessoriGrades PK-80.7 mi
5/10
Lamar High SchoolGrades 9-121.1 mi
10/10
Lanier Middle SchoolGrades 6-80.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition,Energy Star/Reflective Roof
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Trash Compactor,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,216
  • Total interior livable area: 4,216 sqft

Property

Details

  • Parcel number: 0542250000012

Features

  • Stories: 2

Lot

  • Lot size: 6,250 sqft
  • Features: Patio Lot,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached,Oversized,Additional Parking,Electric Gate,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$1,004$12,048
Property Taxes $2,352$28,224
Electricity $462$5,555
Total$12,919$155,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,937/yr
40% on housing$387,570/yr
45% on housing$344,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 77098$346
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77098$328
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-21Price change$1,800,000
2025-07-01Price change$1,850,000
2025-01-11Listed for sale$1,900,000
2024-02-23Listing removed--
2024-01-29Pending sale$1,725,000
2023-10-18Price change$1,725,000
2023-10-11Pending sale$1,740,000
2023-09-18Price change$1,740,000
2023-08-22Price change$1,780,000
2023-07-18Listed for sale$1,825,000
2019-12-03Listing removed$1,395,000
2019-10-18Pending sale$1,395,000
2019-08-16Price change$1,395,000
2019-05-10Listed for sale$1,450,000
2019-03-10Listing removed$1,450,000
2019-03-07Listed for sale$1,450,000
2014-05-16Listing removed$480,000
2014-05-13Listed for sale$480,000

For Sale by Agent

AgentManuel Martinez
BrokerageWhite House Global Properties

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