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4202 Ruskin St, Houston, TX, 77005

0beds
0baths
--sqft
$1,464,000
--price/sqft
$9,271/moest. monthly cost
$370,840/yrincome needed

About This Home

Awesome, rare opportunity to purchase a super-sized corner lot [6,756 SF per HCAD] in the City of West University Place. Wonderful location, moments to West U's Recreation Center, adjacent pocket park, ball fields surrounded by a jog/walk track (Moeller's Bakery and Woodrow's are minutes away). Stroll to the Colonial Park & Pool for summer fun at the neighborhood's resort-style pool complex. The West End of Colonial Park is newly renovated in time for 'Party on the Patio' concert series this summer. 4202 Ruskin is also located a short distance from Whole Foods, popular places to eat, shop, and play. The property is near excellent public and private schools [Buyer to verify eligibility], plus seven (7) additional, beautifully maintained COWU parks. West U Little League/Softball fields are close by. Note: NO INTERIOR ACCESS TO THE HOUSE OR GARAGE. The property is being sold in its present condition: 'as is, where is.' * LOT VALUE LISTING ONLY * All information per Seller

Getting Around

79
WalkingVery Walkable
41
TransitSome Transit
62
BikeBikeable

Schools

10/10
7/10
Pershing Middle SchoolGrades 6-80.6 mi
5/10
Lamar High SchoolGrades 9-122.5 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Asbestos,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Heating & Cooling

  • Heating features: Electric,Natural Gas,Zoned
  • Cooling features: Electric,Zoned

Property

Details

  • Parcel number: 0600350030012
  • Exclusions: Contact Listing Agent

Features

  • Stories: 1
  • Exterior features: Back Green Space
  • Fencing: Back Yard

Lot

  • Lot size: 6,756 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre
  • Lot size dimensions: 53.3 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,402$88,824
Home Insurance *$606$7,272
Property Taxes $1,025$12,300
Electricity $238$2,859
Total$9,271$111,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$317,862/yr
40% on housing$278,130/yr
45% on housing$247,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 77005$518
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77005$528
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,464,000

For Sale by Agent

AgentMary Frances DuMay
BrokerageGreenwood King Properties - Kirby Office

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